|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES COMMUNITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES COMMUNITY BANK |
| Address | P.O. BOX 218
COLQUITT, GA 39837 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 176 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,987,000 |
| Average Mortgage Loan Amount Applied For | $35,937 |
| Highest Mortgage Loan Amount Applied For | $295,000 |
| Average Applicant Income | $82,875 |
| Highest Applicant Income | $558,000 |
|
|
|
| Home Improvement |
39 | $1,003,000 |
$22,000 | $290,000 |
$50,500 | $128,000 |
| Home Purchase |
111 | $4,411,000 |
$28,000 | $295,000 |
$50,500 | $558,000 |
| Refinancing |
26 | $1,573,000 |
$45,500 | $261,000 |
$52,000 | $139,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $341,000 |
$170,000 | $190,000 |
$41,000 | $60,000 |
| Black or African American |
22 | $350,000 |
$18,000 | $45,000 |
$50,000 | $96,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $531,000 |
$40,000 | $140,000 |
$0 | $0 |
| Not Provided |
5 | $185,000 |
$37,000 | $61,000 |
$55,000 | $106,000 |
| White |
134 | $5,580,000 |
$30,000 | $295,000 |
$53,000 | $558,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
176 | $6,987,000 |
$29,500 | $295,000 |
$51,000 | $558,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
36 | $1,188,000 |
$26,500 | $168,000 |
$24,000 | $106,000 |
| Application Withdrawn By Applicant |
5 | $117,000 |
$23,000 | $61,000 |
$39,000 | $62,000 |
| File Closed For Incompleteness |
1 | $25,000 |
$25,000 | $25,000 |
$25,000 | $25,000 |
| Loan Originated |
134 | $5,657,000 |
$31,000 | $295,000 |
$61,000 | $558,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $103,000 |
$51,000 | $100,000 |
$43,000 | $46,000 |
| Credit Application Incomplete |
1 | $7,000 |
$7,000 | $7,000 |
$66,000 | $66,000 |
| Credit History |
30 | $802,000 |
$23,000 | $77,000 |
$22,500 | $106,000 |
| Debt-To-Income Ratio |
3 | $276,000 |
$92,000 | $168,000 |
$44,000 | $54,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLES COMMUNITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
