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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PEOPLE'S COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
PEOPLE'S COMMUNITY BANK |
| Address | 25 S. LINKS AVENUE
SARASOTA, FL 34236 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 26 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,381,000 |
| Average Mortgage Loan Amount Applied For | $392,000 |
| Highest Mortgage Loan Amount Applied For | $3,220,000 |
| Average Applicant Income | $53,666 |
| Highest Applicant Income | $721,000 |
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| Home Improvement |
2 | $4,020,000 |
$2,010,000 | $3,220,000 |
$0 | $0 |
| Home Purchase |
19 | $7,441,000 |
$391,000 | $975,000 |
$53,000 | $657,000 |
| Refinancing |
5 | $1,920,000 |
$384,000 | $750,000 |
$183,000 | $721,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $200,000 |
$200,000 | $200,000 |
$198,000 | $198,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $11,895,000 |
$626,000 | $3,220,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
6 | $1,286,000 |
$214,000 | $360,000 |
$290,000 | $721,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26 | $13,381,000 |
$514,000 | $3,220,000 |
$74,000 | $721,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $185,000 |
$185,000 | $185,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $3,670,000 |
$1,223,000 | $3,220,000 |
$219,000 | $657,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $9,526,000 |
$433,000 | $975,000 |
$58,000 | $721,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $185,000 |
$185,000 | $185,000 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PEOPLE'S COMMUNITY BANK by:
Metropolitan Area And
County
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