|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLES NATIONAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLES NATIONAL BANK |
| Address | 1020 JOHN SIMS PKWY E
NICEVILLE, FL 32578 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,437,000 |
| Average Mortgage Loan Amount Applied For | $109,888 |
| Highest Mortgage Loan Amount Applied For | $1,113,000 |
| Average Applicant Income | $70,222 |
| Highest Applicant Income | $499,000 |
|
|
|
| Home Improvement |
38 | $1,907,000 |
$50,000 | $235,000 |
$50,000 | $135,000 |
| Home Purchase |
49 | $7,873,000 |
$160,000 | $500,000 |
$98,000 | $499,000 |
| Refinancing |
21 | $3,657,000 |
$174,000 | $1,113,000 |
$75,000 | $261,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $70,000 |
$70,000 | $70,000 |
$1,000 | $1,000 |
| Black or African American |
2 | $35,000 |
$17,000 | $18,000 |
$50,000 | $69,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,785,000 |
$357,000 | $1,113,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
100 | $11,547,000 |
$115,000 | $500,000 |
$82,000 | $499,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
105 | $13,019,000 |
$123,000 | $1,113,000 |
$78,000 | $499,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $260,000 |
$130,000 | $160,000 |
$44,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
1 | $158,000 |
$158,000 | $158,000 |
$45,000 | $45,000 |
|
|
| Application Approved But Not Accepted |
1 | $404,000 |
$404,000 | $404,000 |
$87,000 | $87,000 |
| Application Denied By Financial Institution |
18 | $1,206,000 |
$67,000 | $380,000 |
$29,000 | $72,000 |
| Application Withdrawn By Applicant |
13 | $2,078,000 |
$159,000 | $250,000 |
$103,000 | $499,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
76 | $9,749,000 |
$128,000 | $1,113,000 |
$83,000 | $483,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $811,000 |
$73,000 | $380,000 |
$28,000 | $72,000 |
| Debt-To-Income Ratio |
4 | $265,000 |
$66,000 | $100,000 |
$22,000 | $59,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $118,000 |
$59,000 | $100,000 |
$58,000 | $69,000 |
| Unverifiable Information |
1 | $12,000 |
$12,000 | $12,000 |
$17,000 | $17,000 |
|
Mortgage Loan App Totals for PEOPLES NATIONAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
