|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PEOPLESSOUTH BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PEOPLESSOUTH BANK |
| Address | 203 CRAWFORD STREET
COLQUITT, GA 39837 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 296 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,532,000 |
| Average Mortgage Loan Amount Applied For | $65,407 |
| Highest Mortgage Loan Amount Applied For | $860,000 |
| Average Applicant Income | $51,259 |
| Highest Applicant Income | $480,000 |
|
|
|
| Home Improvement |
43 | $1,295,000 |
$30,000 | $151,000 |
$50,000 | $178,000 |
| Home Purchase |
133 | $8,456,000 |
$63,000 | $860,000 |
$53,000 | $480,000 |
| Refinancing |
120 | $7,781,000 |
$64,000 | $745,000 |
$48,000 | $268,000 |
|
|
| American Indian or Alaskan Native |
1 | $28,000 |
$28,000 | $28,000 |
$38,000 | $38,000 |
| Asian |
2 | $93,000 |
$46,000 | $53,000 |
$17,000 | $21,000 |
| Black or African American |
47 | $1,643,000 |
$34,000 | $206,000 |
$42,000 | $130,000 |
| Hispanic |
2 | $234,000 |
$117,000 | $170,000 |
$62,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $2,734,000 |
$248,000 | $860,000 |
$0 | $0 |
| Not Provided |
10 | $810,000 |
$81,000 | $240,000 |
$39,000 | $125,000 |
| White |
223 | $11,990,000 |
$53,000 | $589,000 |
$56,000 | $480,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
296 | $17,532,000 |
$59,000 | $860,000 |
$51,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $352,000 |
$352,000 | $352,000 |
$73,000 | $73,000 |
| Application Denied By Financial Institution |
36 | $2,207,000 |
$61,000 | $192,000 |
$37,000 | $130,000 |
| Application Withdrawn By Applicant |
20 | $2,401,000 |
$120,000 | $417,000 |
$65,000 | $199,000 |
| File Closed For Incompleteness |
8 | $606,000 |
$75,000 | $131,000 |
$50,000 | $136,000 |
| Loan Originated |
231 | $11,966,000 |
$51,000 | $860,000 |
$51,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PEOPLESSOUTH BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
