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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PFF BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
PFF BANK & TRUST |
| Address | 9467 MILLIKEN AVE
RANCHO CUCAMONGA, CA 91730 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,214 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $478,971,000 |
| Average Mortgage Loan Amount Applied For | $586,562 |
| Highest Mortgage Loan Amount Applied For | $6,200,000 |
| Average Applicant Income | $311,750 |
| Highest Applicant Income | $2,904,000 |
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| Home Improvement |
123 | $7,983,000 |
$64,000 | $300,000 |
$87,000 | $264,000 |
| Home Purchase |
366 | $174,972,000 |
$478,000 | $6,200,000 |
$254,000 | $2,904,000 |
| Refinancing |
777 | $314,517,000 |
$404,000 | $3,000,000 |
$178,000 | $2,804,000 |
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| American Indian or Alaskan Native |
5 | $1,812,000 |
$362,000 | $620,000 |
$293,000 | $678,000 |
| Asian |
52 | $21,014,000 |
$404,000 | $2,000,000 |
$205,000 | $2,220,000 |
| Black or African American |
40 | $14,175,000 |
$354,000 | $1,080,000 |
$124,000 | $368,000 |
| Hispanic |
256 | $76,279,000 |
$297,000 | $1,500,000 |
$115,000 | $1,742,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $2,815,000 |
$312,000 | $615,000 |
$126,000 | $205,000 |
| Not applicable |
40 | $17,546,000 |
$438,000 | $2,350,000 |
$688,000 | $1,640,000 |
| Not Provided |
127 | $101,338,000 |
$797,000 | $6,200,000 |
$126,000 | $1,565,000 |
| White |
737 | $262,493,000 |
$356,000 | $3,561,000 |
$205,000 | $2,904,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,266 | $497,472,000 |
$392,000 | $6,200,000 |
$191,000 | $2,904,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
66 | $22,378,000 |
$339,000 | $788,000 |
$286,000 | $2,904,000 |
| Application Denied By Financial Institution |
98 | $36,306,000 |
$370,000 | $3,561,000 |
$136,000 | $2,220,000 |
| Application Withdrawn By Applicant |
71 | $29,473,000 |
$415,000 | $2,750,000 |
$125,000 | $1,184,000 |
| File Closed For Incompleteness |
78 | $26,008,000 |
$333,000 | $1,440,000 |
$221,000 | $2,904,000 |
| Loan Originated |
952 | $383,062,000 |
$402,000 | $6,200,000 |
$193,000 | $2,904,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $245,000 |
$245,000 | $245,000 |
$87,000 | $87,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
23 | $10,947,000 |
$475,000 | $3,561,000 |
$147,000 | $558,000 |
| Credit Application Incomplete |
2 | $405,000 |
$202,000 | $320,000 |
$97,000 | $119,000 |
| Credit History |
21 | $5,663,000 |
$269,000 | $612,000 |
$99,000 | $216,000 |
| Debt-To-Income Ratio |
42 | $15,144,000 |
$360,000 | $995,000 |
$89,000 | $360,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $3,199,000 |
$399,000 | $750,000 |
$464,000 | $2,220,000 |
| Unverifiable Information |
2 | $948,000 |
$474,000 | $788,000 |
$113,000 | $186,000 |
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Mortgage Loan App Totals for PFF BANK & TRUST by:
Metropolitan Area And
County
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