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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PINNACLE BANK - WYOMING
Mortgage Loans and Application Details
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| Mortgage Company Name |
PINNACLE BANK - WYOMING |
| Address | PO BOX 127
MITCHELL, NE 69357 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 572 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,175,000 |
| Average Mortgage Loan Amount Applied For | $62,548 |
| Highest Mortgage Loan Amount Applied For | $405,000 |
| Average Applicant Income | $53,516 |
| Highest Applicant Income | $520,000 |
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| Home Improvement (one-to-four family) |
72 | $2,320,000 |
$37,000 | $257,000 |
$31,333 | $520,000 |
| Home Purchase (one-to-four family) |
199 | $13,363,000 |
$50,000 | $405,000 |
$36,200 | $386,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
5 | $618,000 |
$123,000 | $199,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
296 | $25,874,000 |
$75,200 | $345,000 |
$105,000 | $275,000 |
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| American Indian or Alaskan Native |
4 | $395,000 |
$82,000 | $175,000 |
$48,500 | $69,000 |
| Asian or Pacific Islander |
1 | $75,000 |
$75,000 | $75,000 |
$84,000 | $84,000 |
| Black |
1 | $25,000 |
$25,000 | $25,000 |
$44,000 | $44,000 |
| Hispanic |
15 | $548,000 |
$32,500 | $80,000 |
$36,500 | $107,000 |
| Information not provided by applicant in mail or telephone application |
10 | $560,000 |
$50,666 | $164,000 |
$39,000 | $145,000 |
| Not applicable |
4 | $373,000 |
$75,000 | $185,000 |
$57,000 | $140,000 |
| Other |
2 | $136,000 |
$68,000 | $130,000 |
$49,000 | $75,000 |
| White |
535 | $40,063,000 |
$57,000 | $405,000 |
$57,857 | $520,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
571 | $42,000,000 |
$56,000 | $405,000 |
$55,000 | $520,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $175,000 |
$175,000 | $175,000 |
$35,000 | $35,000 |
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| Application Approved But Not Accepted |
18 | $1,783,000 |
$99,000 | $173,000 |
$50,000 | $128,000 |
| Application Denied By Financial Institution |
79 | $5,165,000 |
$52,000 | $200,000 |
$34,000 | $80,000 |
| Application Withdrawn By Applicant |
15 | $1,369,000 |
$91,000 | $213,000 |
$50,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
460 | $33,858,000 |
$55,857 | $405,000 |
$59,857 | $520,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PINNACLE BANK - WYOMING by:
Metropolitan Area And
County
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