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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PITNEY BOWES EMLOYEES FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
PITNEY BOWES EMLOYEES FCU |
| Address | ONE ELMCROFT ROAD (68-19)
STAMFORD, CT 06926 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,862,000 |
| Average Mortgage Loan Amount Applied For | $78,250 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $109,250 |
| Highest Applicant Income | $298,000 |
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| Home Improvement |
21 | $958,000 |
$45,000 | $180,000 |
$118,000 | $210,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
17 | $1,904,000 |
$112,000 | $400,000 |
$119,000 | $298,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $100,000 |
$100,000 | $100,000 |
$203,000 | $203,000 |
| Black or African American |
4 | $340,000 |
$85,000 | $211,000 |
$74,000 | $137,000 |
| Hispanic |
3 | $110,000 |
$36,000 | $50,000 |
$63,000 | $74,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
30 | $2,312,000 |
$77,000 | $400,000 |
$127,000 | $298,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $2,862,000 |
$75,000 | $400,000 |
$119,000 | $298,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $218,000 |
$43,000 | $95,000 |
$106,000 | $163,000 |
| Application Withdrawn By Applicant |
3 | $330,000 |
$110,000 | $200,000 |
$144,000 | $203,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
30 | $2,314,000 |
$77,000 | $400,000 |
$118,000 | $298,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $218,000 |
$43,000 | $95,000 |
$106,000 | $163,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for PITNEY BOWES EMLOYEES FCU by:
Metropolitan Area And
County
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