|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
PLAQUEMINE BANK AND TRUST COMP
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
PLAQUEMINE BANK AND TRUST COMP |
| Address | 24025 EDEN STREET, PO BOX 626
PLAQUEMINE, LA 70764 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 190 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,021,000 |
| Average Mortgage Loan Amount Applied For | $77,250 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $59,750 |
| Highest Applicant Income | $606,000 |
|
|
|
| Home Improvement |
57 | $1,484,000 |
$26,000 | $225,000 |
$45,000 | $181,000 |
| Home Purchase |
62 | $4,335,000 |
$69,000 | $255,000 |
$43,000 | $192,000 |
| Refinancing |
71 | $5,202,000 |
$73,000 | $500,000 |
$64,000 | $606,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
35 | $1,242,000 |
$35,000 | $275,000 |
$43,000 | $96,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
1 | $50,000 |
$50,000 | $50,000 |
$61,000 | $61,000 |
| Not applicable |
35 | $3,709,000 |
$105,000 | $500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
119 | $6,020,000 |
$50,000 | $250,000 |
$69,000 | $606,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
190 | $11,021,000 |
$58,000 | $500,000 |
$52,000 | $606,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $769,000 |
$59,000 | $275,000 |
$53,000 | $192,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
177 | $10,252,000 |
$57,000 | $500,000 |
$51,000 | $606,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $215,000 |
$215,000 | $215,000 |
$38,000 | $38,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $494,000 |
$54,000 | $275,000 |
$47,000 | $80,000 |
| Debt-To-Income Ratio |
2 | $35,000 |
$17,000 | $30,000 |
$20,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for PLAQUEMINE BANK AND TRUST COMP by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
