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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PLATTE VALLEY BANK OF MISSOURI
Mortgage Loans and Application Details
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| Mortgage Company Name |
PLATTE VALLEY BANK OF MISSOURI |
| Address | PO BOX 1250
PLATTE CITY, MO 64079 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 766 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $94,635,000 |
| Average Mortgage Loan Amount Applied For | $111,914 |
| Highest Mortgage Loan Amount Applied For | $1,238,000 |
| Average Applicant Income | $81,553 |
| Highest Applicant Income | $990,000 |
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| Home Improvement |
55 | $1,957,000 |
$35,000 | $258,000 |
$54,000 | $252,000 |
| Home Purchase |
379 | $45,480,000 |
$120,000 | $600,000 |
$77,000 | $681,000 |
| Refinancing |
338 | $47,923,000 |
$141,000 | $1,238,000 |
$84,000 | $990,000 |
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| American Indian or Alaskan Native |
5 | $1,653,000 |
$330,000 | $1,238,000 |
$189,000 | $425,000 |
| Asian |
2 | $435,000 |
$217,000 | $260,000 |
$70,000 | $90,000 |
| Black or African American |
9 | $1,067,000 |
$118,000 | $243,000 |
$46,000 | $105,000 |
| Hispanic |
8 | $1,113,000 |
$139,000 | $296,000 |
$76,000 | $119,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
27 | $3,113,000 |
$115,000 | $632,000 |
$0 | $0 |
| Not Provided |
7 | $1,309,000 |
$187,000 | $417,000 |
$76,000 | $191,000 |
| White |
714 | $86,670,000 |
$121,000 | $1,000,000 |
$81,000 | $990,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
716 | $88,464,000 |
$123,000 | $1,238,000 |
$80,000 | $990,000 |
| FHA-insured (Federal Housing Administration) |
41 | $4,440,000 |
$108,000 | $207,000 |
$55,000 | $564,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
15 | $2,456,000 |
$163,000 | $346,000 |
$60,000 | $118,000 |
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| Application Approved But Not Accepted |
14 | $1,558,000 |
$111,000 | $240,000 |
$78,000 | $180,000 |
| Application Denied By Financial Institution |
36 | $2,888,000 |
$80,000 | $209,000 |
$69,000 | $564,000 |
| Application Withdrawn By Applicant |
45 | $5,190,000 |
$115,000 | $346,000 |
$80,000 | $384,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
674 | $85,329,000 |
$126,000 | $1,238,000 |
$79,000 | $990,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $188,000 |
$94,000 | $111,000 |
$30,000 | $32,000 |
| Preapproval Denied by Financial Institution |
1 | $207,000 |
$207,000 | $207,000 |
$66,000 | $66,000 |
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| Collateral |
7 | $624,000 |
$89,000 | $175,000 |
$78,000 | $150,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $647,000 |
$71,000 | $207,000 |
$40,000 | $76,000 |
| Debt-To-Income Ratio |
6 | $547,000 |
$91,000 | $209,000 |
$58,000 | $99,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $1,059,000 |
$96,000 | $209,000 |
$107,000 | $564,000 |
| Unverifiable Information |
3 | $216,000 |
$72,000 | $84,000 |
$25,000 | $48,000 |
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Mortgage Loan App Totals for PLATTE VALLEY BANK OF MISSOURI by:
Metropolitan Area And
County
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