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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PLAZA HOME MORTGAGE INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
PLAZA HOME MORTGAGE INC |
| Address | 5090 SHOREHAM PLACE, #206
SAN DIEGO, CA 92122 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36,432 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,722,988,000 |
| Average Mortgage Loan Amount Applied For | $187,321 |
| Highest Mortgage Loan Amount Applied For | $5,335,000 |
| Average Applicant Income | $91,692 |
| Highest Applicant Income | $3,632,000 |
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| Home Improvement |
3 | $355,000 |
$118,000 | $200,000 |
$164,000 | $324,000 |
| Home Purchase |
18,815 | $3,741,488,000 |
$198,000 | $4,875,000 |
$102,000 | $3,632,000 |
| Refinancing |
18,343 | $5,111,566,000 |
$278,000 | $5,335,000 |
$107,000 | $3,255,000 |
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| American Indian or Alaskan Native |
133 | $31,415,000 |
$236,000 | $1,480,000 |
$88,000 | $311,000 |
| Asian |
2,499 | $688,427,000 |
$275,000 | $3,575,000 |
$116,000 | $1,182,000 |
| Black or African American |
2,056 | $422,924,000 |
$205,000 | $1,730,000 |
$104,000 | $1,532,000 |
| Hispanic |
8,033 | $1,890,868,000 |
$235,000 | $3,840,000 |
$92,000 | $960,000 |
| Native Hawaiin or Other Pacific Islander |
356 | $105,446,000 |
$296,000 | $1,080,000 |
$107,000 | $328,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5,853 | $1,527,062,000 |
$260,000 | $4,875,000 |
$106,000 | $3,000,000 |
| White |
18,231 | $4,187,267,000 |
$229,000 | $5,335,000 |
$108,000 | $3,632,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34,555 | $8,485,522,000 |
$245,000 | $5,335,000 |
$108,000 | $3,632,000 |
| FHA-insured (Federal Housing Administration) |
1,999 | $246,977,000 |
$123,000 | $1,240,000 |
$54,000 | $555,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
607 | $120,910,000 |
$199,000 | $537,000 |
$61,000 | $173,000 |
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| Application Approved But Not Accepted |
7,246 | $1,893,019,000 |
$261,000 | $3,575,000 |
$110,000 | $3,632,000 |
| Application Denied By Financial Institution |
4,042 | $933,870,000 |
$231,000 | $4,575,000 |
$108,000 | $2,759,000 |
| Application Withdrawn By Applicant |
3,746 | $901,899,000 |
$240,000 | $3,575,000 |
$106,000 | $3,255,000 |
| File Closed For Incompleteness |
1,726 | $488,478,000 |
$283,000 | $5,335,000 |
$128,000 | $1,596,000 |
| Loan Originated |
20,400 | $4,635,984,000 |
$227,000 | $2,219,000 |
$99,000 | $3,180,000 |
| Loan Purchased By The Institution |
1 | $159,000 |
$159,000 | $159,000 |
$171,000 | $171,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
277 | $61,511,000 |
$222,000 | $2,600,000 |
$116,000 | $1,068,000 |
| Credit Application Incomplete |
22 | $5,783,000 |
$262,000 | $560,000 |
$87,000 | $239,000 |
| Credit History |
916 | $184,938,000 |
$201,000 | $3,575,000 |
$88,000 | $1,981,000 |
| Debt-To-Income Ratio |
253 | $45,850,000 |
$181,000 | $750,000 |
$77,000 | $534,000 |
| Employment History |
99 | $20,038,000 |
$202,000 | $1,022,000 |
$101,000 | $426,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
27 | $4,523,000 |
$167,000 | $532,000 |
$92,000 | $181,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
457 | $98,739,000 |
$216,000 | $2,850,000 |
$118,000 | $1,140,000 |
| Unverifiable Information |
60 | $20,030,000 |
$333,000 | $1,800,000 |
$124,000 | $649,000 |
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Mortgage Loan App Totals for PLAZA HOME MORTGAGE INC by:
Metropolitan Area And
County
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