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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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PROTHOS CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
PROTHOS CORPORATION |
| Address | 411 CAMINO DEL RIO SOUTH #302
SAN DIEGO, CA 92108 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 949 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $177,081,000 |
| Average Mortgage Loan Amount Applied For | $173,617 |
| Highest Mortgage Loan Amount Applied For | $1,225,000 |
| Average Applicant Income | $67,444 |
| Highest Applicant Income | $432,000 |
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| Home Improvement |
1 | $480,000 |
$480,000 | $480,000 |
$84,000 | $84,000 |
| Home Purchase |
85 | $18,311,000 |
$198,800 | $624,000 |
$75,200 | $261,000 |
| Refinancing |
905 | $166,717,000 |
$210,600 | $1,225,000 |
$55,200 | $432,000 |
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| American Indian or Alaskan Native |
13 | $2,351,000 |
$208,500 | $369,000 |
$69,500 | $104,000 |
| Asian |
30 | $7,238,000 |
$227,000 | $1,225,000 |
$114,000 | $432,000 |
| Black or African American |
119 | $20,525,000 |
$135,666 | $413,000 |
$52,333 | $191,000 |
| Hispanic |
271 | $43,940,000 |
$140,250 | $746,000 |
$45,750 | $213,000 |
| Native Hawaiin or Other Pacific Islander |
18 | $4,912,000 |
$272,000 | $545,000 |
$70,000 | $143,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
18 | $3,969,000 |
$324,333 | $477,000 |
$52,000 | $229,000 |
| White |
522 | $102,573,000 |
$213,000 | $1,000,000 |
$75,800 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
986 | $184,754,000 |
$220,000 | $1,225,000 |
$70,333 | $432,000 |
| FHA-insured (Federal Housing Administration) |
4 | $589,000 |
$169,000 | $291,000 |
$53,333 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $165,000 |
$165,000 | $165,000 |
$60,000 | $60,000 |
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| Application Approved But Not Accepted |
1 | $470,000 |
$470,000 | $470,000 |
$120,000 | $120,000 |
| Application Denied By Financial Institution |
319 | $58,863,000 |
$173,750 | $1,225,000 |
$65,000 | $432,000 |
| Application Withdrawn By Applicant |
81 | $16,300,000 |
$213,000 | $580,000 |
$67,000 | $360,000 |
| File Closed For Incompleteness |
353 | $64,396,000 |
$161,250 | $1,000,000 |
$59,250 | $350,000 |
| Loan Originated |
237 | $45,479,000 |
$179,750 | $624,000 |
$61,250 | $282,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $1,000,000 |
$200,000 | $437,000 |
$69,000 | $147,000 |
| Credit Application Incomplete |
80 | $13,813,000 |
$161,500 | $480,000 |
$75,000 | $432,000 |
| Credit History |
8 | $2,320,000 |
$296,000 | $599,000 |
$74,000 | $153,000 |
| Debt-To-Income Ratio |
2 | $279,000 |
$139,000 | $224,000 |
$45,000 | $60,000 |
| Employment History |
3 | $671,000 |
$224,500 | $243,000 |
$81,500 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $301,000 |
$150,500 | $180,000 |
$28,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
143 | $25,912,000 |
$196,333 | $746,000 |
$56,000 | $213,000 |
| Unverifiable Information |
3 | $765,000 |
$255,000 | $330,000 |
$60,000 | $72,000 |
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Mortgage Loan App Totals for PROTHOS CORPORATION by:
Metropolitan Area And
County
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