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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ROXBORO SAVINGS BANK, SSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
ROXBORO SAVINGS BANK, SSB |
| Address | P. O. BOX 489
ROXBORO, NC 27573 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 146 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,717,000 |
| Average Mortgage Loan Amount Applied For | $126,333 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
2 | $103,000 |
$51,000 | $83,000 |
$48,000 | $81,000 |
| Home Purchase |
42 | $4,796,000 |
$114,000 | $1,000,000 |
$71,000 | $253,000 |
| Refinancing |
102 | $9,818,000 |
$96,000 | $616,000 |
$73,000 | $264,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $874,000 |
$58,000 | $151,000 |
$73,000 | $217,000 |
| Hispanic |
2 | $188,000 |
$94,000 | $110,000 |
$36,000 | $53,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,092,000 |
$136,000 | $350,000 |
$84,000 | $168,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
121 | $12,563,000 |
$103,000 | $1,000,000 |
$72,000 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
146 | $14,717,000 |
$100,000 | $1,000,000 |
$72,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $916,000 |
$305,000 | $616,000 |
$73,000 | $91,000 |
| Application Withdrawn By Applicant |
13 | $1,162,000 |
$89,000 | $200,000 |
$46,000 | $114,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $12,639,000 |
$97,000 | $1,000,000 |
$75,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $50,000 |
$50,000 | $50,000 |
$91,000 | $91,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $616,000 |
$616,000 | $616,000 |
$66,000 | $66,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $250,000 |
$250,000 | $250,000 |
$63,000 | $63,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ROXBORO SAVINGS BANK, SSB by:
Metropolitan Area And
County
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