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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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RTP FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
RTP FEDERAL CREDIT UNION |
| Address | 1005 SLATER ROAD
DURHAM, NC 27703 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 212 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,199,000 |
| Average Mortgage Loan Amount Applied For | $36,769 |
| Highest Mortgage Loan Amount Applied For | $110,000 |
| Average Applicant Income | $86,769 |
| Highest Applicant Income | $231,000 |
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| Home Improvement |
119 | $3,492,000 |
$29,000 | $95,000 |
$82,000 | $180,000 |
| Home Purchase |
2 | $34,000 |
$17,000 | $19,000 |
$83,000 | $84,000 |
| Refinancing |
91 | $3,673,000 |
$40,000 | $110,000 |
$89,000 | $231,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $120,000 |
$40,000 | $45,000 |
$103,000 | $186,000 |
| Black or African American |
20 | $517,000 |
$25,000 | $61,000 |
$64,000 | $126,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
112 | $3,715,000 |
$33,000 | $95,000 |
$86,000 | $231,000 |
| White |
77 | $2,847,000 |
$36,000 | $110,000 |
$90,000 | $231,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
212 | $7,199,000 |
$33,000 | $110,000 |
$85,000 | $231,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
55 | $2,112,000 |
$38,000 | $95,000 |
$92,000 | $231,000 |
| Application Denied By Financial Institution |
42 | $1,250,000 |
$29,000 | $90,000 |
$66,000 | $140,000 |
| Application Withdrawn By Applicant |
2 | $122,000 |
$61,000 | $110,000 |
$77,000 | $82,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
113 | $3,715,000 |
$32,000 | $90,000 |
$90,000 | $231,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for RTP FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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