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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SAC 1ST MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
SAC 1ST MORTGAGE |
| Address | 3626 FAIR OAKS BLVD STE 100
SACRAMENTO, CA 95864 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 867 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $207,381,000 |
| Average Mortgage Loan Amount Applied For | $282,096 |
| Highest Mortgage Loan Amount Applied For | $2,217,000 |
| Average Applicant Income | $143,645 |
| Highest Applicant Income | $1,544,000 |
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| Home Improvement |
4 | $1,748,000 |
$437,000 | $568,000 |
$297,000 | $660,000 |
| Home Purchase |
522 | $119,483,000 |
$303,000 | $1,000,000 |
$88,000 | $716,000 |
| Refinancing |
348 | $88,470,000 |
$359,000 | $2,217,000 |
$209,500 | $1,544,000 |
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| American Indian or Alaskan Native |
2 | $907,000 |
$453,000 | $507,000 |
$94,000 | $111,000 |
| Asian |
41 | $10,158,000 |
$247,000 | $640,000 |
$130,000 | $679,000 |
| Black or African American |
29 | $6,518,000 |
$224,000 | $516,000 |
$96,000 | $420,000 |
| Hispanic |
95 | $20,630,000 |
$217,000 | $705,000 |
$82,000 | $185,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $1,818,000 |
$303,000 | $476,000 |
$113,000 | $129,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
43 | $9,935,000 |
$231,000 | $578,000 |
$117,000 | $398,000 |
| White |
658 | $159,735,000 |
$347,000 | $2,217,000 |
$146,000 | $1,544,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
872 | $209,360,000 |
$346,250 | $2,217,000 |
$140,000 | $1,544,000 |
| FHA-insured (Federal Housing Administration) |
2 | $341,000 |
$170,000 | $183,000 |
$89,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $5,149,000 |
$572,000 | $2,217,000 |
$380,000 | $1,544,000 |
| Application Denied By Financial Institution |
9 | $2,147,000 |
$238,000 | $599,000 |
$88,000 | $161,000 |
| Application Withdrawn By Applicant |
148 | $35,906,000 |
$295,500 | $1,425,000 |
$75,500 | $924,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
708 | $166,499,000 |
$343,333 | $1,000,000 |
$166,333 | $1,544,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SAC 1ST MORTGAGE by:
Metropolitan Area And
County
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