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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SACRAMENTO 1ST MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
SACRAMENTO 1ST MORTGAGE |
| Address | 3626 FAIR OAKS BLVD., SUITE 100 SACRAMENTO, CA 95864 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 488 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $117,243,000 |
| Average Mortgage Loan Amount Applied For | $290,961 |
| Highest Mortgage Loan Amount Applied For | $1,705,000 |
| Average Applicant Income | $141,461 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
26 | $6,406,000 |
$246,000 | $800,000 |
$98,000 | $240,000 |
| Home Purchase |
370 | $87,420,000 |
$236,000 | $1,500,000 |
$124,000 | $1,200,000 |
| Refinancing |
156 | $39,061,000 |
$250,000 | $1,705,000 |
$91,000 | $408,000 |
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| American Indian or Alaskan Native |
2 | $733,000 |
$366,000 | $496,000 |
$148,000 | $178,000 |
| Asian |
24 | $5,807,000 |
$241,000 | $856,000 |
$316,000 | $1,200,000 |
| Black or African American |
29 | $6,385,000 |
$220,000 | $720,000 |
$90,000 | $324,000 |
| Hispanic |
51 | $12,345,000 |
$242,000 | $502,000 |
$90,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $741,000 |
$185,000 | $325,000 |
$88,000 | $128,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
53 | $12,554,000 |
$236,000 | $540,000 |
$90,000 | $345,000 |
| White |
389 | $94,322,000 |
$242,000 | $1,705,000 |
$109,000 | $840,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
548 | $131,759,000 |
$240,000 | $1,705,000 |
$114,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
4 | $1,128,000 |
$282,000 | $347,000 |
$22,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $2,506,000 |
$278,000 | $500,000 |
$136,000 | $265,000 |
| Application Denied By Financial Institution |
3 | $797,000 |
$265,000 | $285,000 |
$59,000 | $77,000 |
| Application Withdrawn By Applicant |
175 | $40,829,000 |
$233,000 | $960,000 |
$95,000 | $346,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
365 | $88,755,000 |
$243,000 | $1,705,000 |
$122,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SACRAMENTO 1ST MORTGAGE by:
Metropolitan Area And
County
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