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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SAN DIEGO SOUTHLAND EQUITIES
Mortgage Loans and Application Details
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| Mortgage Company Name |
SAN DIEGO SOUTHLAND EQUITIES |
| Address | 4320 LA JOLLA VILLAGE DR #170
SAN DIEGO, CA 92122 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 287 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $91,017,000 |
| Average Mortgage Loan Amount Applied For | $207,833 |
| Highest Mortgage Loan Amount Applied For | $2,555,000 |
| Average Applicant Income | $123,666 |
| Highest Applicant Income | $606,000 |
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| Home Improvement |
1 | $500,000 |
$500,000 | $500,000 |
$359,000 | $359,000 |
| Home Purchase |
98 | $33,770,000 |
$344,000 | $1,200,000 |
$182,000 | $606,000 |
| Refinancing |
190 | $57,103,000 |
$300,000 | $2,555,000 |
$153,000 | $517,000 |
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| American Indian or Alaskan Native |
1 | $150,000 |
$150,000 | $150,000 |
$68,000 | $68,000 |
| Asian |
12 | $3,506,000 |
$292,000 | $647,000 |
$137,000 | $173,000 |
| Black or African American |
16 | $4,821,000 |
$301,000 | $692,000 |
$133,000 | $237,000 |
| Hispanic |
10 | $4,326,000 |
$432,000 | $1,100,000 |
$145,000 | $321,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $2,091,000 |
$232,000 | $516,000 |
$185,000 | $352,000 |
| White |
241 | $76,479,000 |
$317,000 | $2,555,000 |
$168,000 | $606,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
289 | $91,373,000 |
$316,000 | $2,555,000 |
$164,000 | $606,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,090,000 |
$363,000 | $400,000 |
$169,000 | $420,000 |
| Application Denied By Financial Institution |
4 | $904,000 |
$226,000 | $386,000 |
$103,000 | $126,000 |
| Application Withdrawn By Applicant |
11 | $4,132,000 |
$375,000 | $1,100,000 |
$200,000 | $420,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
271 | $85,247,000 |
$314,000 | $2,555,000 |
$163,000 | $606,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $75,000 |
$75,000 | $75,000 |
$82,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $463,000 |
$231,000 | $386,000 |
$117,000 | $126,000 |
| Mortgage Insurance Denied |
1 | $366,000 |
$366,000 | $366,000 |
$96,000 | $96,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SAN DIEGO SOUTHLAND EQUITIES by:
Metropolitan Area And
County
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