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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SAN FRANCISCO FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SAN FRANCISCO FEDERAL CU |
| Address | 770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 184 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,020,000 |
| Average Mortgage Loan Amount Applied For | $109,384 |
| Highest Mortgage Loan Amount Applied For | $720,000 |
| Average Applicant Income | $93,153 |
| Highest Applicant Income | $650,000 |
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| Home Improvement |
96 | $11,223,000 |
$116,000 | $645,000 |
$105,000 | $236,000 |
| Home Purchase |
7 | $2,348,000 |
$335,000 | $720,000 |
$147,000 | $240,000 |
| Refinancing |
81 | $13,449,000 |
$166,000 | $622,000 |
$118,000 | $650,000 |
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| American Indian or Alaskan Native |
1 | $50,000 |
$50,000 | $50,000 |
$199,000 | $199,000 |
| Asian |
38 | $7,379,000 |
$194,000 | $720,000 |
$129,000 | $240,000 |
| Black or African American |
36 | $5,430,000 |
$150,000 | $500,000 |
$87,000 | $181,000 |
| Hispanic |
29 | $4,664,000 |
$160,000 | $610,000 |
$95,000 | $392,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $1,030,000 |
$128,000 | $405,000 |
$83,000 | $133,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
6 | $620,000 |
$103,000 | $200,000 |
$94,000 | $170,000 |
| White |
66 | $7,847,000 |
$118,000 | $550,000 |
$128,000 | $650,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
184 | $27,020,000 |
$146,000 | $720,000 |
$112,000 | $650,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $1,459,000 |
$162,000 | $330,000 |
$102,000 | $153,000 |
| Application Denied By Financial Institution |
10 | $1,614,000 |
$161,000 | $622,000 |
$69,000 | $133,000 |
| Application Withdrawn By Applicant |
13 | $1,803,000 |
$138,000 | $370,000 |
$79,000 | $193,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
152 | $22,144,000 |
$145,000 | $720,000 |
$119,000 | $650,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $100,000 |
$100,000 | $100,000 |
$133,000 | $133,000 |
| Credit Application Incomplete |
1 | $15,000 |
$15,000 | $15,000 |
$47,000 | $47,000 |
| Credit History |
3 | $210,000 |
$70,000 | $150,000 |
$50,000 | $70,000 |
| Debt-To-Income Ratio |
3 | $1,189,000 |
$396,000 | $622,000 |
$85,000 | $123,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $100,000 |
$50,000 | $60,000 |
$52,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SAN FRANCISCO FEDERAL CU by:
Metropolitan Area And
County
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