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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SANDIA AREA FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
SANDIA AREA FCU |
| Address | 8000 PALOMAS NE
ALBUQUERQUE, NM 87109 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,882,000 |
| Average Mortgage Loan Amount Applied For | $60,750 |
| Highest Mortgage Loan Amount Applied For | $267,000 |
| Average Applicant Income | $87,500 |
| Highest Applicant Income | $341,000 |
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| Home Improvement |
99 | $3,240,000 |
$32,000 | $75,000 |
$78,000 | $341,000 |
| Home Purchase |
17 | $2,753,000 |
$161,000 | $267,000 |
$78,000 | $244,000 |
| Refinancing |
8 | $1,143,000 |
$142,000 | $212,000 |
$60,000 | $122,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$53,000 | $53,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $271,000 |
$90,000 | $209,000 |
$56,000 | $71,000 |
| Hispanic |
42 | $2,265,000 |
$53,000 | $240,000 |
$74,000 | $244,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $175,000 |
$175,000 | $175,000 |
$68,000 | $68,000 |
| White |
77 | $4,400,000 |
$57,000 | $267,000 |
$80,000 | $341,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $6,485,000 |
$53,000 | $240,000 |
$77,000 | $341,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $651,000 |
$217,000 | $267,000 |
$63,000 | $71,000 |
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| Application Approved But Not Accepted |
5 | $254,000 |
$50,000 | $75,000 |
$110,000 | $223,000 |
| Application Denied By Financial Institution |
7 | $160,000 |
$22,000 | $50,000 |
$58,000 | $94,000 |
| Application Withdrawn By Applicant |
7 | $163,000 |
$23,000 | $48,000 |
$70,000 | $114,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
105 | $6,559,000 |
$62,000 | $267,000 |
$77,000 | $341,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $78,000 |
$26,000 | $50,000 |
$72,000 | $94,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $82,000 |
$20,000 | $35,000 |
$48,000 | $67,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SANDIA AREA FCU by:
Metropolitan Area And
County
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