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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SECURITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SECURITY NATIONAL BANK |
| Address | 212 W PROSPECT ST - PO BOX 210
DURAND, WI 54736 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,530,000 |
| Average Mortgage Loan Amount Applied For | $150,500 |
| Highest Mortgage Loan Amount Applied For | $895,000 |
| Average Applicant Income | $77,500 |
| Highest Applicant Income | $176,000 |
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| Home Improvement |
7 | $512,000 |
$73,000 | $146,000 |
$139,000 | $280,000 |
| Home Purchase |
35 | $7,741,000 |
$221,000 | $1,060,000 |
$47,000 | $176,000 |
| Refinancing |
79 | $14,006,000 |
$177,000 | $1,357,000 |
$157,000 | $816,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
23 | $5,620,000 |
$244,000 | $1,060,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
98 | $16,639,000 |
$169,000 | $1,357,000 |
$153,000 | $816,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
121 | $22,259,000 |
$183,000 | $1,357,000 |
$124,000 | $816,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $1,872,000 |
$208,000 | $895,000 |
$48,000 | $131,000 |
| Application Withdrawn By Applicant |
5 | $801,000 |
$160,000 | $275,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $16,428,000 |
$178,000 | $1,357,000 |
$158,000 | $816,000 |
| Loan Purchased By The Institution |
13 | $2,865,000 |
$220,000 | $400,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $193,000 |
$193,000 | $193,000 |
$59,000 | $59,000 |
| Preapproval Denied by Financial Institution |
1 | $100,000 |
$100,000 | $100,000 |
$0 | $0 |
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| Collateral |
1 | $67,000 |
$67,000 | $67,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $744,000 |
$124,000 | $180,000 |
$31,000 | $97,000 |
| Debt-To-Income Ratio |
2 | $986,000 |
$493,000 | $895,000 |
$84,000 | $131,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $175,000 |
$175,000 | $175,000 |
$80,000 | $80,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SECURITY NATIONAL BANK by:
Metropolitan Area And
County
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