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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SHARONVIEW FEDERAL CREDIT UNIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
SHARONVIEW FEDERAL CREDIT UNIO |
| Address | PO BOX 2070
FORT MILL, SC 29716 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 813 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $124,804,000 |
| Average Mortgage Loan Amount Applied For | $174,712 |
| Highest Mortgage Loan Amount Applied For | $999,000 |
| Average Applicant Income | $82,272 |
| Highest Applicant Income | $734,000 |
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| Home Improvement |
18 | $585,000 |
$32,000 | $347,000 |
$58,000 | $151,000 |
| Home Purchase |
613 | $96,163,000 |
$156,000 | $999,000 |
$65,000 | $516,000 |
| Refinancing |
968 | $140,611,000 |
$145,000 | $816,000 |
$67,000 | $734,000 |
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| American Indian or Alaskan Native |
5 | $637,000 |
$127,000 | $417,000 |
$100,000 | $225,000 |
| Asian |
26 | $6,632,000 |
$255,000 | $816,000 |
$92,000 | $196,000 |
| Black or African American |
278 | $37,696,000 |
$135,000 | $500,000 |
$55,000 | $268,000 |
| Hispanic |
44 | $6,081,000 |
$138,000 | $410,000 |
$58,000 | $155,000 |
| Native Hawaiin or Other Pacific Islander |
10 | $1,319,000 |
$131,000 | $225,000 |
$60,000 | $98,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
167 | $23,475,000 |
$140,000 | $535,000 |
$68,000 | $384,000 |
| White |
1,069 | $161,519,000 |
$151,000 | $999,000 |
$69,000 | $734,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,599 | $237,359,000 |
$148,000 | $999,000 |
$66,000 | $734,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $344,000 |
$172,000 | $250,000 |
$75,000 | $93,000 |
| Application Denied By Financial Institution |
405 | $51,055,000 |
$126,000 | $816,000 |
$52,000 | $516,000 |
| Application Withdrawn By Applicant |
400 | $64,177,000 |
$160,000 | $810,000 |
$68,000 | $325,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
792 | $121,783,000 |
$153,000 | $999,000 |
$73,000 | $734,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SHARONVIEW FEDERAL CREDIT UNIO by:
Metropolitan Area And
County
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