|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SOUTH CENTRAL BANK OF BOWLING
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SOUTH CENTRAL BANK OF BOWLING |
| Address | 1757 CAMPBELL LANE
BOWLING GREEN, KY 42104 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 210 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,890,000 |
| Average Mortgage Loan Amount Applied For | $83,000 |
| Highest Mortgage Loan Amount Applied For | $414,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $862,000 |
|
|
|
| Home Improvement |
19 | $324,000 |
$17,000 | $80,000 |
$49,000 | $173,000 |
| Home Purchase |
135 | $15,973,000 |
$118,000 | $1,000,000 |
$82,000 | $862,000 |
| Refinancing |
148 | $15,782,000 |
$106,000 | $417,000 |
$63,000 | $469,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $188,000 |
$188,000 | $188,000 |
$38,000 | $38,000 |
| Black or African American |
9 | $630,000 |
$70,000 | $203,000 |
$48,000 | $101,000 |
| Hispanic |
4 | $315,000 |
$78,000 | $184,000 |
$71,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $144,000 |
$144,000 | $144,000 |
$86,000 | $86,000 |
| Not applicable |
6 | $533,000 |
$88,000 | $180,000 |
$285,000 | $862,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
281 | $30,269,000 |
$107,000 | $1,000,000 |
$67,000 | $679,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
299 | $31,840,000 |
$106,000 | $1,000,000 |
$71,000 | $862,000 |
| FHA-insured (Federal Housing Administration) |
1 | $81,000 |
$81,000 | $81,000 |
$46,000 | $46,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $92,000 |
$92,000 | $92,000 |
$14,000 | $14,000 |
| VA-guaranteed (Veterans Administration) |
1 | $66,000 |
$66,000 | $66,000 |
$39,000 | $39,000 |
|
|
| Application Approved But Not Accepted |
8 | $1,064,000 |
$133,000 | $400,000 |
$72,000 | $111,000 |
| Application Denied By Financial Institution |
27 | $1,939,000 |
$71,000 | $185,000 |
$34,000 | $83,000 |
| Application Withdrawn By Applicant |
7 | $478,000 |
$68,000 | $110,000 |
$45,000 | $79,000 |
| File Closed For Incompleteness |
1 | $152,000 |
$152,000 | $152,000 |
$48,000 | $48,000 |
| Loan Originated |
259 | $28,446,000 |
$109,000 | $1,000,000 |
$75,000 | $862,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SOUTH CENTRAL BANK OF BOWLING by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
