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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STANDARD HOME MORTGAGE INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
STANDARD HOME MORTGAGE INC |
| Address | 35787 MORAVIAN DR.
CLINTON TOWNSHIP, MI 48035 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 11 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,678,000 |
| Average Mortgage Loan Amount Applied For | $134,750 |
| Highest Mortgage Loan Amount Applied For | $495,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $100,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
11 | $1,469,000 |
$133,000 | $495,000 |
$52,000 | $100,000 |
| Refinancing |
7 | $1,025,000 |
$146,000 | $305,000 |
$71,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $134,000 |
$134,000 | $134,000 |
$61,000 | $61,000 |
| Black or African American |
3 | $295,000 |
$98,000 | $141,000 |
$35,000 | $50,000 |
| Hispanic |
1 | $120,000 |
$120,000 | $120,000 |
$94,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $142,000 |
$142,000 | $142,000 |
$51,000 | $51,000 |
| White |
12 | $1,803,000 |
$150,000 | $495,000 |
$63,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16 | $2,280,000 |
$142,000 | $495,000 |
$61,000 | $150,000 |
| FHA-insured (Federal Housing Administration) |
2 | $214,000 |
$107,000 | $110,000 |
$43,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $105,000 |
$105,000 | $105,000 |
$30,000 | $30,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
12 | $1,902,000 |
$158,000 | $495,000 |
$67,000 | $150,000 |
| File Closed For Incompleteness |
5 | $487,000 |
$97,000 | $125,000 |
$47,000 | $69,000 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STANDARD HOME MORTGAGE INC by:
Metropolitan Area And
County
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