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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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STARION FINANCIAL
Mortgage Loans and Application Details
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| Mortgage Company Name |
STARION FINANCIAL |
| Address | 333 N 4TH ST
BISMARCK, ND 58501 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 482 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,248,000 |
| Average Mortgage Loan Amount Applied For | $94,640 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $73,640 |
| Highest Applicant Income | $716,000 |
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| Home Improvement |
86 | $2,573,000 |
$29,000 | $240,000 |
$62,000 | $716,000 |
| Home Purchase |
256 | $23,027,000 |
$89,000 | $1,200,000 |
$56,000 | $453,000 |
| Refinancing |
146 | $13,024,000 |
$89,000 | $803,000 |
$66,000 | $386,000 |
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| American Indian or Alaskan Native |
3 | $449,000 |
$149,000 | $258,000 |
$48,000 | $86,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$25,000 | $25,000 |
| Hispanic |
5 | $542,000 |
$108,000 | $220,000 |
$81,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $2,538,000 |
$149,000 | $616,000 |
$0 | $0 |
| Not Provided |
5 | $261,000 |
$52,000 | $133,000 |
$44,000 | $83,000 |
| White |
457 | $34,816,000 |
$76,000 | $1,200,000 |
$63,000 | $716,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
459 | $35,148,000 |
$76,000 | $1,200,000 |
$61,000 | $716,000 |
| FHA-insured (Federal Housing Administration) |
25 | $2,660,000 |
$106,000 | $258,000 |
$41,000 | $91,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $565,000 |
$282,000 | $514,000 |
$40,000 | $60,000 |
| VA-guaranteed (Veterans Administration) |
2 | $251,000 |
$125,000 | $153,000 |
$50,000 | $60,000 |
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| Application Approved But Not Accepted |
1 | $133,000 |
$133,000 | $133,000 |
$83,000 | $83,000 |
| Application Denied By Financial Institution |
33 | $2,790,000 |
$84,000 | $1,200,000 |
$39,000 | $120,000 |
| Application Withdrawn By Applicant |
14 | $805,000 |
$57,000 | $137,000 |
$41,000 | $63,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
440 | $34,896,000 |
$79,000 | $803,000 |
$62,000 | $716,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $74,000 |
$74,000 | $74,000 |
$37,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $560,000 |
$37,000 | $129,000 |
$39,000 | $83,000 |
| Debt-To-Income Ratio |
16 | $2,147,000 |
$134,000 | $1,200,000 |
$41,000 | $120,000 |
| Employment History |
1 | $9,000 |
$9,000 | $9,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for STARION FINANCIAL by:
Metropolitan Area And
County
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