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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUMMIT STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUMMIT STATE BANK |
| Address | 500 BICENTENNIAL WAY
SANTA ROSA, CA 95403 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 14 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,255,000 |
| Average Mortgage Loan Amount Applied For | $589,000 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $287,000 |
| Highest Applicant Income | $2,737,000 |
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| Home Improvement |
3 | $770,000 |
$256,000 | $370,000 |
$100,000 | $301,000 |
| Home Purchase |
10 | $8,351,000 |
$835,000 | $2,500,000 |
$390,000 | $2,737,000 |
| Refinancing |
8 | $4,400,000 |
$550,000 | $1,500,000 |
$72,000 | $377,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $743,000 |
$371,000 | $548,000 |
$245,000 | $377,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,780,000 |
$445,000 | $1,125,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
15 | $10,998,000 |
$733,000 | $2,500,000 |
$286,000 | $2,737,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
21 | $13,521,000 |
$643,000 | $2,500,000 |
$228,000 | $2,737,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $260,000 |
$260,000 | $260,000 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $3,000,000 |
$1,500,000 | $1,500,000 |
$45,000 | $45,000 |
| Application Withdrawn By Applicant |
1 | $2,000,000 |
$2,000,000 | $2,000,000 |
$384,000 | $384,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
17 | $8,261,000 |
$485,000 | $2,500,000 |
$253,000 | $2,737,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUMMIT STATE BANK by:
Metropolitan Area And
County
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