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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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SUNSHINE STATE COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
SUNSHINE STATE COMMUNITY BANK |
| Address | 4777 CLYDE MORRIS BLVD.
PORT ORANGE, FL 32129 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 97 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,885,000 |
| Average Mortgage Loan Amount Applied For | $142,800 |
| Highest Mortgage Loan Amount Applied For | $660,000 |
| Average Applicant Income | $103,400 |
| Highest Applicant Income | $334,000 |
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| Home Improvement |
13 | $708,000 |
$54,000 | $150,000 |
$77,000 | $214,000 |
| Home Purchase |
50 | $9,715,000 |
$194,000 | $660,000 |
$85,000 | $334,000 |
| Refinancing |
34 | $5,462,000 |
$160,000 | $475,000 |
$43,000 | $224,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $232,000 |
$116,000 | $132,000 |
$27,000 | $30,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
23 | $5,009,000 |
$217,000 | $660,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
72 | $10,644,000 |
$147,000 | $600,000 |
$93,000 | $334,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
97 | $15,885,000 |
$163,000 | $660,000 |
$69,000 | $334,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $2,172,000 |
$181,000 | $660,000 |
$64,000 | $145,000 |
| Application Denied By Financial Institution |
9 | $2,173,000 |
$241,000 | $470,000 |
$34,000 | $96,000 |
| Application Withdrawn By Applicant |
7 | $2,075,000 |
$296,000 | $600,000 |
$94,000 | $293,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
69 | $9,465,000 |
$137,000 | $600,000 |
$72,000 | $334,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$30,000 | $30,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $863,000 |
$287,000 | $470,000 |
$68,000 | $96,000 |
| Debt-To-Income Ratio |
5 | $1,290,000 |
$258,000 | $400,000 |
$14,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for SUNSHINE STATE COMMUNITY BANK by:
Metropolitan Area And
County
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