|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SUNWEST EDUCATIONAL CREDIT UNI
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SUNWEST EDUCATIONAL CREDIT UNI |
| Address | 4141 SOVEREIGN CIR
PUEBLO, CO 81005 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 146 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,320,000 |
| Average Mortgage Loan Amount Applied For | $32,200 |
| Highest Mortgage Loan Amount Applied For | $320,000 |
| Average Applicant Income | $65,200 |
| Highest Applicant Income | $133,000 |
|
|
|
| Home Improvement |
81 | $2,120,000 |
$26,000 | $151,000 |
$52,000 | $133,000 |
| Home Purchase |
12 | $1,090,000 |
$90,000 | $320,000 |
$40,000 | $89,000 |
| Refinancing |
53 | $3,110,000 |
$58,000 | $171,000 |
$43,000 | $102,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $30,000 |
$30,000 | $30,000 |
$30,000 | $30,000 |
| Hispanic |
42 | $1,153,000 |
$27,000 | $80,000 |
$48,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $186,000 |
$93,000 | $136,000 |
$64,000 | $78,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
101 | $4,951,000 |
$49,000 | $320,000 |
$48,000 | $119,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
146 | $6,320,000 |
$43,000 | $320,000 |
$48,000 | $133,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $47,000 |
$47,000 | $47,000 |
$16,000 | $16,000 |
| Application Denied By Financial Institution |
13 | $525,000 |
$40,000 | $151,000 |
$42,000 | $78,000 |
| Application Withdrawn By Applicant |
2 | $62,000 |
$31,000 | $40,000 |
$58,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $5,686,000 |
$43,000 | $320,000 |
$49,000 | $133,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $178,000 |
$29,000 | $42,000 |
$36,000 | $78,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $67,000 |
$67,000 | $67,000 |
$16,000 | $16,000 |
| Debt-To-Income Ratio |
1 | $12,000 |
$12,000 | $12,000 |
$51,000 | $51,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $191,000 |
$63,000 | $151,000 |
$55,000 | $60,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SUNWEST EDUCATIONAL CREDIT UNI by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
