|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
SYCAMORE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
SYCAMORE BANK |
| Address | 301 EAST MAIN STREET
SENATOBIA, MS 38668 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 244 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,402,000 |
| Average Mortgage Loan Amount Applied For | $54,142 |
| Highest Mortgage Loan Amount Applied For | $721,000 |
| Average Applicant Income | $70,285 |
| Highest Applicant Income | $293,000 |
|
|
|
| Home Improvement |
67 | $1,307,000 |
$19,000 | $92,000 |
$46,000 | $150,000 |
| Home Purchase |
67 | $5,759,000 |
$85,000 | $721,000 |
$49,000 | $157,000 |
| Refinancing |
110 | $5,336,000 |
$48,000 | $400,000 |
$65,000 | $293,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,177,000 |
$392,000 | $721,000 |
$0 | $0 |
| Black or African American |
53 | $1,250,000 |
$23,000 | $100,000 |
$49,000 | $212,000 |
| Hispanic |
1 | $110,000 |
$110,000 | $110,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $1,251,000 |
$96,000 | $163,000 |
$54,000 | $293,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
174 | $8,614,000 |
$49,000 | $262,000 |
$59,000 | $235,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
244 | $12,402,000 |
$50,000 | $721,000 |
$55,000 | $293,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
21 | $902,000 |
$42,000 | $129,000 |
$31,000 | $73,000 |
| Application Withdrawn By Applicant |
4 | $261,000 |
$65,000 | $125,000 |
$27,000 | $50,000 |
| File Closed For Incompleteness |
2 | $61,000 |
$30,000 | $31,000 |
$27,000 | $46,000 |
| Loan Originated |
217 | $11,178,000 |
$51,000 | $721,000 |
$59,000 | $293,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for SYCAMORE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
