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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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THE BANK OF GEORGIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF GEORGIA |
| Address | 100 WESTPARK DRIVE
PEACHTREE CITY, GA 30269 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,024,000 |
| Average Mortgage Loan Amount Applied For | $339,454 |
| Highest Mortgage Loan Amount Applied For | $2,825,000 |
| Average Applicant Income | $940,363 |
| Highest Applicant Income | $9,770,000 |
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| Home Improvement |
9 | $108,000 |
$12,000 | $34,000 |
$58,000 | $84,000 |
| Home Purchase |
50 | $11,052,000 |
$221,000 | $2,825,000 |
$292,000 | $9,205,000 |
| Refinancing |
80 | $15,864,000 |
$198,000 | $970,000 |
$173,000 | $9,770,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
10 | $1,443,000 |
$144,000 | $344,000 |
$64,000 | $100,000 |
| Hispanic |
3 | $3,875,000 |
$1,291,000 | $2,825,000 |
$6,375,000 | $9,770,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
33 | $6,608,000 |
$200,000 | $708,000 |
$0 | $0 |
| Not Provided |
5 | $319,000 |
$63,000 | $131,000 |
$103,000 | $366,000 |
| White |
88 | $14,779,000 |
$167,000 | $1,658,000 |
$100,000 | $476,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $27,024,000 |
$194,000 | $2,825,000 |
$209,000 | $9,770,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $5,000 |
$5,000 | $5,000 |
$19,000 | $19,000 |
| Application Withdrawn By Applicant |
8 | $1,377,000 |
$172,000 | $480,000 |
$99,000 | $173,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
130 | $25,642,000 |
$197,000 | $2,825,000 |
$217,000 | $9,770,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF GEORGIA by:
Metropolitan Area And
County
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