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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE BANK OF GEORGIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE BANK OF GEORGIA |
| Address | 100 WESTPARK DRIVE
PEACHTREE CITY, GA 30269 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,003,000 |
| Average Mortgage Loan Amount Applied For | $1,504,500 |
| Highest Mortgage Loan Amount Applied For | $19,000,000 |
| Average Applicant Income | $154,071 |
| Highest Applicant Income | $1,015,000 |
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| Home Improvement |
5 | $113,000 |
$22,000 | $69,000 |
$48,000 | $71,000 |
| Home Purchase |
49 | $8,356,000 |
$170,000 | $576,000 |
$142,000 | $1,015,000 |
| Refinancing |
62 | $30,402,000 |
$490,000 | $19,000,000 |
$81,000 | $591,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $348,000 |
$87,000 | $173,000 |
$56,000 | $88,000 |
| Hispanic |
2 | $95,000 |
$47,000 | $84,000 |
$21,000 | $28,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $2,993,000 |
$136,000 | $369,000 |
$0 | $0 |
| Not Provided |
1 | $77,000 |
$77,000 | $77,000 |
$115,000 | $115,000 |
| White |
87 | $35,358,000 |
$406,000 | $19,000,000 |
$136,000 | $1,015,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $38,871,000 |
$335,000 | $19,000,000 |
$105,000 | $1,015,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $542,000 |
$135,000 | $314,000 |
$144,000 | $204,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
112 | $38,329,000 |
$342,000 | $19,000,000 |
$104,000 | $1,015,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE BANK OF GEORGIA by:
Metropolitan Area And
County
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