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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE CONNECTICUT BANK AND TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE CONNECTICUT BANK AND TRUST |
| Address | 58 STATE HOUSE SQUARE
HARTFORD, CT 06103 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,694,000 |
| Average Mortgage Loan Amount Applied For | $210,000 |
| Highest Mortgage Loan Amount Applied For | $875,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $228,000 |
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| Home Improvement |
3 | $465,000 |
$155,000 | $425,000 |
$122,000 | $228,000 |
| Home Purchase |
3 | $759,000 |
$253,000 | $307,000 |
$0 | $0 |
| Refinancing |
6 | $2,470,000 |
$411,000 | $875,000 |
$6,000 | $38,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,279,000 |
$409,000 | $875,000 |
$0 | $0 |
| Not Provided |
4 | $415,000 |
$103,000 | $270,000 |
$101,000 | $228,000 |
| White |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
12 | $3,694,000 |
$307,000 | $875,000 |
$33,000 | $228,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $270,000 |
$270,000 | $270,000 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $110,000 |
$110,000 | $110,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $3,314,000 |
$331,000 | $875,000 |
$40,000 | $228,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $110,000 |
$110,000 | $110,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE CONNECTICUT BANK AND TRUST by:
Metropolitan Area And
County
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