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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE EXCHANGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE EXCHANGE BANK |
| Address | P O BOX 448
SKIATOOK, OK 74070 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 106 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,306,000 |
| Average Mortgage Loan Amount Applied For | $73,333 |
| Highest Mortgage Loan Amount Applied For | $339,000 |
| Average Applicant Income | $81,166 |
| Highest Applicant Income | $243,000 |
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| Home Improvement |
17 | $432,000 |
$25,000 | $52,000 |
$62,000 | $243,000 |
| Home Purchase |
52 | $4,065,000 |
$78,000 | $339,000 |
$69,000 | $192,000 |
| Refinancing |
42 | $2,232,000 |
$53,000 | $208,000 |
$63,000 | $146,000 |
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| American Indian or Alaskan Native |
22 | $1,115,000 |
$50,000 | $134,000 |
$51,000 | $100,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $103,000 |
$51,000 | $64,000 |
$58,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $41,000 |
$41,000 | $41,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
86 | $5,470,000 |
$63,000 | $339,000 |
$70,000 | $243,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
111 | $6,729,000 |
$60,000 | $339,000 |
$65,000 | $243,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $368,000 |
$36,000 | $115,000 |
$35,000 | $66,000 |
| Application Withdrawn By Applicant |
15 | $608,000 |
$40,000 | $99,000 |
$47,000 | $89,000 |
| File Closed For Incompleteness |
2 | $200,000 |
$100,000 | $150,000 |
$57,000 | $65,000 |
| Loan Originated |
84 | $5,553,000 |
$66,000 | $339,000 |
$73,000 | $243,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE EXCHANGE BANK by:
Metropolitan Area And
County
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