|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE FIRST NATIONAL BANK OF SUF
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE FIRST NATIONAL BANK OF SUF |
| Address | 30 BRIDGE STREET, P.O. BOX 96
SUFFIELD, CT 06078 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 158 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,784,000 |
| Average Mortgage Loan Amount Applied For | $230,666 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $188,750 |
| Highest Applicant Income | $3,000,000 |
|
|
|
| Home Improvement |
39 | $3,403,000 |
$87,000 | $375,000 |
$113,000 | $347,000 |
| Home Purchase |
61 | $13,092,000 |
$214,000 | $700,000 |
$167,000 | $3,000,000 |
| Refinancing |
58 | $12,289,000 |
$211,000 | $600,000 |
$107,000 | $488,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $410,000 |
$205,000 | $210,000 |
$70,000 | $95,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
156 | $28,374,000 |
$181,000 | $700,000 |
$132,000 | $3,000,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
158 | $28,784,000 |
$182,000 | $700,000 |
$132,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
7 | $1,827,000 |
$261,000 | $500,000 |
$115,000 | $220,000 |
| Application Denied By Financial Institution |
4 | $1,191,000 |
$297,000 | $600,000 |
$58,000 | $96,000 |
| Application Withdrawn By Applicant |
6 | $1,349,000 |
$224,000 | $350,000 |
$68,000 | $99,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
141 | $24,417,000 |
$173,000 | $700,000 |
$137,000 | $3,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $36,000 |
$36,000 | $36,000 |
$73,000 | $73,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $995,000 |
$497,000 | $600,000 |
$32,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $160,000 |
$160,000 | $160,000 |
$96,000 | $96,000 |
|
Mortgage Loan App Totals for THE FIRST NATIONAL BANK OF SUF by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
