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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE FOUNTAIN TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE FOUNTAIN TRUST COMPANY |
| Address | PO BOX 8
COVINGTON, IN 47932 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 196 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,685,000 |
| Average Mortgage Loan Amount Applied For | $96,916 |
| Highest Mortgage Loan Amount Applied For | $322,000 |
| Average Applicant Income | $87,833 |
| Highest Applicant Income | $421,000 |
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| Home Improvement |
20 | $906,000 |
$45,000 | $245,000 |
$61,000 | $300,000 |
| Home Purchase |
78 | $5,343,000 |
$68,000 | $250,000 |
$69,000 | $301,000 |
| Refinancing |
98 | $8,436,000 |
$86,000 | $322,000 |
$74,000 | $421,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $200,000 |
$200,000 | $200,000 |
$108,000 | $108,000 |
| Hispanic |
3 | $158,000 |
$52,000 | $68,000 |
$74,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $534,000 |
$89,000 | $114,000 |
$234,000 | $421,000 |
| Not Provided |
1 | $59,000 |
$59,000 | $59,000 |
$301,000 | $301,000 |
| White |
185 | $13,734,000 |
$74,000 | $322,000 |
$64,000 | $315,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
196 | $14,685,000 |
$74,000 | $322,000 |
$71,000 | $421,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
29 | $2,053,000 |
$70,000 | $125,000 |
$38,000 | $84,000 |
| Application Withdrawn By Applicant |
6 | $445,000 |
$74,000 | $140,000 |
$46,000 | $69,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
161 | $12,187,000 |
$75,000 | $322,000 |
$77,000 | $421,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE FOUNTAIN TRUST COMPANY by:
Metropolitan Area And
County
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