|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
THE LEXINGTON BANK, FSB
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
THE LEXINGTON BANK, FSB |
| Address | 3620 WALDEN DRIVE, SUITE 100
LEXINGTON, KY 40517 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 261 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,047,000 |
| Average Mortgage Loan Amount Applied For | $91,000 |
| Highest Mortgage Loan Amount Applied For | $757,000 |
| Average Applicant Income | $84,090 |
| Highest Applicant Income | $579,000 |
|
|
|
| Home Improvement (one-to-four family) |
24 | $314,000 |
$8,000 | $48,000 |
$31,666 | $84,000 |
| Home Purchase (one-to-four family) |
141 | $10,590,000 |
$73,000 | $757,000 |
$71,000 | $579,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
1 | $120,000 |
$120,000 | $120,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
113 | $9,596,000 |
$91,000 | $388,000 |
$75,666 | $568,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
3 | $309,000 |
$103,000 | $125,000 |
$38,000 | $60,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
21 | $2,163,000 |
$69,666 | $757,000 |
$48,333 | $143,000 |
| Not applicable |
11 | $1,133,000 |
$91,500 | $198,000 |
$90,000 | $146,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
244 | $17,015,000 |
$64,333 | $482,000 |
$68,000 | $579,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
279 | $20,620,000 |
$65,333 | $757,000 |
$65,666 | $579,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
9 | $685,000 |
$76,000 | $185,000 |
$54,000 | $149,000 |
| Application Denied By Financial Institution |
73 | $4,571,000 |
$61,333 | $215,000 |
$39,666 | $88,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $173,000 |
$173,000 | $173,000 |
$56,000 | $56,000 |
| Loan Originated |
196 | $15,191,000 |
$58,666 | $757,000 |
$85,000 | $579,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
2 | $93,000 |
$46,000 | $65,000 |
$46,000 | $70,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
44 | $2,634,000 |
$46,333 | $215,000 |
$38,666 | $88,000 |
| Debt-To-Income Ratio |
18 | $1,440,000 |
$107,333 | $200,000 |
$42,000 | $81,000 |
| Employment History |
2 | $32,000 |
$16,000 | $24,000 |
$13,000 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $323,000 |
$52,500 | $85,000 |
$28,500 | $51,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $49,000 |
$49,000 | $49,000 |
$75,000 | $75,000 |
|
Mortgage Loan App Totals for THE LEXINGTON BANK, FSB by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
