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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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THE UNION BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
THE UNION BANK |
| Address | 305 N MAIN ST
MARKSVILLE, LA 71351 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 631 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,805,000 |
| Average Mortgage Loan Amount Applied For | $182,428 |
| Highest Mortgage Loan Amount Applied For | $1,372,000 |
| Average Applicant Income | $153,142 |
| Highest Applicant Income | $2,078,000 |
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| Home Improvement |
185 | $3,834,000 |
$20,000 | $979,000 |
$57,000 | $900,000 |
| Home Purchase |
172 | $11,624,000 |
$67,000 | $1,277,000 |
$88,000 | $817,000 |
| Refinancing |
274 | $18,347,000 |
$66,000 | $1,372,000 |
$106,000 | $2,078,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$30,000 | $30,000 |
| Black or African American |
91 | $3,581,000 |
$39,000 | $1,277,000 |
$69,000 | $400,000 |
| Hispanic |
4 | $29,000 |
$7,000 | $13,000 |
$57,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $5,284,000 |
$264,000 | $1,145,000 |
$99,000 | $295,000 |
| Not Provided |
4 | $259,000 |
$64,000 | $142,000 |
$42,000 | $80,000 |
| White |
511 | $24,622,000 |
$48,000 | $1,372,000 |
$90,000 | $2,078,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
631 | $33,805,000 |
$53,000 | $1,372,000 |
$87,000 | $2,078,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
48 | $1,874,000 |
$39,000 | $350,000 |
$42,000 | $209,000 |
| Application Withdrawn By Applicant |
29 | $1,045,000 |
$36,000 | $100,000 |
$60,000 | $400,000 |
| File Closed For Incompleteness |
2 | $173,000 |
$86,000 | $142,000 |
$69,000 | $80,000 |
| Loan Originated |
552 | $30,713,000 |
$55,000 | $1,372,000 |
$92,000 | $2,078,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $30,000 |
$30,000 | $30,000 |
$55,000 | $55,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
36 | $1,695,000 |
$47,000 | $350,000 |
$43,000 | $209,000 |
| Debt-To-Income Ratio |
5 | $99,000 |
$19,000 | $30,000 |
$51,000 | $189,000 |
| Employment History |
1 | $8,000 |
$8,000 | $8,000 |
$45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for THE UNION BANK by:
Metropolitan Area And
County
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