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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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TRANSCAPITAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TRANSCAPITAL BANK |
| Address | 2100 E. HALLANDALE BEACH BLVD.
HALLANDALE BEACH, FL 33009 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 18 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,392,000 |
| Average Mortgage Loan Amount Applied For | $2,139,428 |
| Highest Mortgage Loan Amount Applied For | $7,400,000 |
| Average Applicant Income | $103,571 |
| Highest Applicant Income | $2,404,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
13 | $20,617,000 |
$1,585,000 | $7,000,000 |
$248,000 | $2,404,000 |
| Refinancing |
5 | $19,775,000 |
$3,955,000 | $7,400,000 |
$32,000 | $102,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $31,075,000 |
$3,452,000 | $7,400,000 |
$0 | $0 |
| Not Provided |
4 | $8,216,000 |
$2,054,000 | $7,000,000 |
$626,000 | $2,404,000 |
| White |
5 | $1,101,000 |
$220,000 | $414,000 |
$177,000 | $350,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18 | $40,392,000 |
$2,244,000 | $7,400,000 |
$188,000 | $2,404,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $7,123,000 |
$2,374,000 | $4,163,000 |
$34,000 | $102,000 |
| Application Denied By Financial Institution |
2 | $1,702,000 |
$851,000 | $1,152,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
4 | $8,145,000 |
$2,036,000 | $7,000,000 |
$711,000 | $2,404,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $23,422,000 |
$2,602,000 | $7,400,000 |
$49,000 | $350,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $1,702,000 |
$851,000 | $1,152,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TRANSCAPITAL BANK by:
Metropolitan Area And
County
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