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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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TWO RIVERS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
TWO RIVERS STATE BANK |
| Address | 310 EASTGATE DR, PO BOX 550
BLAIR, NE 68008 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 29 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,121,000 |
| Average Mortgage Loan Amount Applied For | $92,500 |
| Highest Mortgage Loan Amount Applied For | $298,000 |
| Average Applicant Income | $84,750 |
| Highest Applicant Income | $173,000 |
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| Home Improvement |
4 | $163,000 |
$40,000 | $65,000 |
$74,000 | $108,000 |
| Home Purchase |
20 | $1,497,000 |
$74,000 | $213,000 |
$60,000 | $179,000 |
| Refinancing |
15 | $1,246,000 |
$83,000 | $298,000 |
$37,000 | $173,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $8,000 |
$8,000 | $8,000 |
$68,000 | $68,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $789,000 |
$131,000 | $298,000 |
$0 | $0 |
| Not Provided |
1 | $112,000 |
$112,000 | $112,000 |
$179,000 | $179,000 |
| White |
31 | $1,997,000 |
$64,000 | $213,000 |
$58,000 | $173,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $2,906,000 |
$74,000 | $298,000 |
$53,000 | $179,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $284,000 |
$71,000 | $200,000 |
$27,000 | $62,000 |
| Application Withdrawn By Applicant |
1 | $142,000 |
$142,000 | $142,000 |
$82,000 | $82,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $2,480,000 |
$72,000 | $298,000 |
$55,000 | $179,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $225,000 |
$112,000 | $200,000 |
$44,000 | $62,000 |
| Debt-To-Income Ratio |
2 | $59,000 |
$29,000 | $45,000 |
$11,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for TWO RIVERS STATE BANK by:
Metropolitan Area And
County
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