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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UBS AG, NEW YORK BRANCH
Mortgage Loans and Application Details
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| Mortgage Company Name |
UBS AG, NEW YORK BRANCH |
| Address | 1285 AVENUE OF AMERICAS
NEW YORK, NY 10019 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,338 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $561,683,000 |
| Average Mortgage Loan Amount Applied For | $255,793 |
| Highest Mortgage Loan Amount Applied For | $10,000,000 |
| Average Applicant Income | $158,887 |
| Highest Applicant Income | $3,120,000 |
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| Home Improvement |
370 | $89,848,000 |
$242,000 | $3,000,000 |
$112,000 | $1,440,000 |
| Home Purchase |
940 | $187,206,000 |
$199,000 | $2,400,000 |
$148,000 | $3,120,000 |
| Refinancing |
1,028 | $284,629,000 |
$276,000 | $10,000,000 |
$179,000 | $3,120,000 |
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| American Indian or Alaskan Native |
3 | $501,000 |
$167,000 | $329,000 |
$163,000 | $240,000 |
| Asian |
101 | $31,682,000 |
$313,000 | $1,500,000 |
$142,000 | $506,000 |
| Black or African American |
332 | $54,800,000 |
$165,000 | $1,000,000 |
$95,000 | $1,309,000 |
| Hispanic |
326 | $64,972,000 |
$199,000 | $995,000 |
$94,000 | $705,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $1,546,000 |
$257,000 | $648,000 |
$63,000 | $307,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
272 | $72,940,000 |
$268,000 | $10,000,000 |
$146,000 | $3,000,000 |
| White |
1,298 | $335,242,000 |
$258,000 | $10,000,000 |
$191,000 | $3,120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,338 | $561,683,000 |
$240,000 | $10,000,000 |
$156,000 | $3,120,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
76 | $15,482,000 |
$203,000 | $1,500,000 |
$150,000 | $3,120,000 |
| Application Denied By Financial Institution |
373 | $72,162,000 |
$193,000 | $1,495,000 |
$106,000 | $1,920,000 |
| Application Withdrawn By Applicant |
360 | $95,139,000 |
$264,000 | $10,000,000 |
$135,000 | $1,807,000 |
| File Closed For Incompleteness |
31 | $6,470,000 |
$208,000 | $2,000,000 |
$113,000 | $372,000 |
| Loan Originated |
1,498 | $372,430,000 |
$248,000 | $10,000,000 |
$175,000 | $3,120,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
61 | $11,584,000 |
$189,000 | $880,000 |
$140,000 | $1,920,000 |
| Credit Application Incomplete |
2 | $446,000 |
$223,000 | $431,000 |
$98,000 | $144,000 |
| Credit History |
119 | $21,348,000 |
$179,000 | $952,000 |
$88,000 | $375,000 |
| Debt-To-Income Ratio |
50 | $10,248,000 |
$204,000 | $660,000 |
$110,000 | $252,000 |
| Employment History |
3 | $388,000 |
$129,000 | $171,000 |
$215,000 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $660,000 |
$132,000 | $345,000 |
$112,000 | $222,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
105 | $21,975,000 |
$209,000 | $1,495,000 |
$104,000 | $720,000 |
| Unverifiable Information |
28 | $5,513,000 |
$196,000 | $1,440,000 |
$95,000 | $750,000 |
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Mortgage Loan App Totals for UBS AG, NEW YORK BRANCH by:
Metropolitan Area And
County
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