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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION BANK, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION BANK, N.A. |
| Address | 4921 N MAY AVENUE
OKLAHOMA CITY, OK 73112 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 63 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,036,000 |
| Average Mortgage Loan Amount Applied For | $138,500 |
| Highest Mortgage Loan Amount Applied For | $2,250,000 |
| Average Applicant Income | $230,375 |
| Highest Applicant Income | $1,739,000 |
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| Home Improvement |
23 | $363,000 |
$15,000 | $132,000 |
$48,000 | $200,000 |
| Home Purchase |
26 | $3,594,000 |
$138,000 | $628,000 |
$216,000 | $1,554,000 |
| Refinancing |
15 | $3,085,000 |
$205,000 | $2,250,000 |
$169,000 | $1,739,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $1,000 |
$1,000 | $1,000 |
$120,000 | $120,000 |
| Hispanic |
7 | $222,000 |
$31,000 | $67,000 |
$53,000 | $163,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,216,000 |
$110,000 | $540,000 |
$161,000 | $764,000 |
| Not Provided |
3 | $74,000 |
$24,000 | $50,000 |
$41,000 | $70,000 |
| White |
42 | $5,529,000 |
$131,000 | $2,250,000 |
$164,000 | $1,739,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $7,042,000 |
$110,000 | $2,250,000 |
$145,000 | $1,739,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $244,000 |
$22,000 | $80,000 |
$34,000 | $65,000 |
| Application Withdrawn By Applicant |
2 | $278,000 |
$139,000 | $170,000 |
$59,000 | $64,000 |
| File Closed For Incompleteness |
1 | $45,000 |
$45,000 | $45,000 |
$42,000 | $42,000 |
| Loan Originated |
50 | $6,475,000 |
$129,000 | $2,250,000 |
$175,000 | $1,739,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $65,000 |
$16,000 | $33,000 |
$41,000 | $65,000 |
| Debt-To-Income Ratio |
7 | $179,000 |
$25,000 | $80,000 |
$30,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION BANK, N.A. by:
Metropolitan Area And
County
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