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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION BANK OF CHANDLER
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION BANK OF CHANDLER |
| Address | PO BOX 278
CHANDLER, OK 74834 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 45 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,619,000 |
| Average Mortgage Loan Amount Applied For | $197,000 |
| Highest Mortgage Loan Amount Applied For | $1,075,000 |
| Average Applicant Income | $100,200 |
| Highest Applicant Income | $403,000 |
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| Home Improvement |
3 | $88,000 |
$29,000 | $50,000 |
$65,000 | $81,000 |
| Home Purchase |
30 | $3,591,000 |
$119,000 | $500,000 |
$109,000 | $403,000 |
| Refinancing |
12 | $1,940,000 |
$161,000 | $1,075,000 |
$76,000 | $128,000 |
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| American Indian or Alaskan Native |
2 | $67,000 |
$33,000 | $60,000 |
$41,000 | $67,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $75,000 |
$37,000 | $65,000 |
$34,000 | $52,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $2,333,000 |
$179,000 | $1,075,000 |
$140,000 | $259,000 |
| Not Provided |
1 | $55,000 |
$55,000 | $55,000 |
$48,000 | $48,000 |
| White |
27 | $3,089,000 |
$114,000 | $500,000 |
$88,000 | $403,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
45 | $5,619,000 |
$124,000 | $1,075,000 |
$97,000 | $403,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $236,000 |
$59,000 | $113,000 |
$42,000 | $80,000 |
| Application Withdrawn By Applicant |
1 | $25,000 |
$25,000 | $25,000 |
$12,000 | $12,000 |
| File Closed For Incompleteness |
1 | $185,000 |
$185,000 | $185,000 |
$40,000 | $40,000 |
| Loan Originated |
39 | $5,173,000 |
$132,000 | $1,075,000 |
$107,000 | $403,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $113,000 |
$113,000 | $113,000 |
$80,000 | $80,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $123,000 |
$41,000 | $65,000 |
$29,000 | $52,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION BANK OF CHANDLER by:
Metropolitan Area And
County
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