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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION COUNTY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION COUNTY SAVINGS BANK |
| Address | 320 NO. BROAD STREET
ELIZABETH, NJ 07208 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 105 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $26,043,000 |
| Average Mortgage Loan Amount Applied For | $261,300 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $114,700 |
| Highest Applicant Income | $1,925,000 |
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| Home Improvement |
5 | $967,000 |
$193,000 | $315,000 |
$77,000 | $139,000 |
| Home Purchase |
58 | $14,590,000 |
$251,000 | $700,000 |
$115,000 | $1,925,000 |
| Refinancing |
42 | $10,486,000 |
$249,000 | $800,000 |
$71,000 | $193,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $268,000 |
$268,000 | $268,000 |
$126,000 | $126,000 |
| Black or African American |
18 | $4,100,000 |
$227,000 | $328,000 |
$71,000 | $105,000 |
| Hispanic |
22 | $5,922,000 |
$269,000 | $397,000 |
$70,000 | $139,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $220,000 |
$220,000 | $220,000 |
$51,000 | $51,000 |
| Not applicable |
2 | $730,000 |
$365,000 | $425,000 |
$96,000 | $193,000 |
| Not Provided |
8 | $1,407,000 |
$175,000 | $239,000 |
$54,000 | $72,000 |
| White |
53 | $13,396,000 |
$252,000 | $800,000 |
$121,000 | $1,925,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
45 | $12,539,000 |
$278,000 | $800,000 |
$137,000 | $1,925,000 |
| FHA-insured (Federal Housing Administration) |
58 | $13,141,000 |
$226,000 | $397,000 |
$65,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $363,000 |
$181,000 | $190,000 |
$50,000 | $51,000 |
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| Application Approved But Not Accepted |
3 | $655,000 |
$218,000 | $330,000 |
$61,000 | $99,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
42 | $11,884,000 |
$282,000 | $800,000 |
$143,000 | $1,925,000 |
| Loan Purchased By The Institution |
60 | $13,504,000 |
$225,000 | $397,000 |
$64,000 | $126,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION COUNTY SAVINGS BANK by:
Metropolitan Area And
County
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