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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNION FIDELITY MORTGAGE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNION FIDELITY MORTGAGE, INC. |
| Address | 7979 IVANHOE AVENUE, SUITE 300
LA JOLLA, CA 92037 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 729 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $240,942,000 |
| Average Mortgage Loan Amount Applied For | $329,918 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $103,448 |
| Highest Applicant Income | $912,000 |
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| Home Improvement |
26 | $6,220,000 |
$239,000 | $525,000 |
$88,000 | $161,000 |
| Home Purchase |
14 | $5,662,000 |
$404,000 | $1,120,000 |
$197,000 | $912,000 |
| Refinancing |
690 | $229,410,000 |
$332,000 | $1,750,000 |
$103,000 | $743,000 |
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| American Indian or Alaskan Native |
6 | $2,206,000 |
$367,000 | $507,000 |
$125,000 | $227,000 |
| Asian |
45 | $17,136,000 |
$380,000 | $800,000 |
$125,000 | $384,000 |
| Black or African American |
81 | $24,465,000 |
$302,000 | $630,000 |
$90,000 | $184,000 |
| Hispanic |
179 | $53,538,000 |
$299,000 | $722,000 |
$92,000 | $342,000 |
| Native Hawaiin or Other Pacific Islander |
30 | $12,090,000 |
$403,000 | $900,000 |
$139,000 | $524,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
97 | $31,143,000 |
$321,000 | $1,275,000 |
$97,000 | $360,000 |
| White |
292 | $100,714,000 |
$344,000 | $1,750,000 |
$112,000 | $912,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
730 | $241,292,000 |
$330,000 | $1,750,000 |
$105,000 | $912,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
200 | $66,937,000 |
$334,000 | $1,750,000 |
$107,000 | $743,000 |
| Application Denied By Financial Institution |
47 | $16,594,000 |
$353,000 | $1,200,000 |
$141,000 | $459,000 |
| Application Withdrawn By Applicant |
72 | $23,615,000 |
$327,000 | $1,120,000 |
$134,000 | $912,000 |
| File Closed For Incompleteness |
15 | $5,639,000 |
$375,000 | $1,275,000 |
$125,000 | $360,000 |
| Loan Originated |
396 | $128,507,000 |
$324,000 | $1,000,000 |
$93,000 | $445,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $225,000 |
$225,000 | $225,000 |
$78,000 | $78,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNION FIDELITY MORTGAGE, INC. by:
Metropolitan Area And
County
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