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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED COMMERCIAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED COMMERCIAL BANK |
| Address | 711 VAN NESS AVENUE
SAN FRANCISCO, CA 94102 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 660 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $564,012,000 |
| Average Mortgage Loan Amount Applied For | $930,346 |
| Highest Mortgage Loan Amount Applied For | $20,000,000 |
| Average Applicant Income | $92,530 |
| Highest Applicant Income | $1,563,000 |
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| Home Improvement |
43 | $28,698,000 |
$667,000 | $2,800,000 |
$60,000 | $533,000 |
| Home Purchase |
369 | $300,179,000 |
$813,000 | $13,313,000 |
$70,000 | $840,000 |
| Refinancing |
252 | $236,691,000 |
$939,000 | $20,000,000 |
$85,000 | $1,563,000 |
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| American Indian or Alaskan Native |
2 | $1,530,000 |
$765,000 | $900,000 |
$0 | $0 |
| Asian |
307 | $196,029,000 |
$638,000 | $6,000,000 |
$118,000 | $1,563,000 |
| Black or African American |
38 | $8,309,000 |
$218,000 | $1,020,000 |
$58,000 | $543,000 |
| Hispanic |
84 | $51,885,000 |
$617,000 | $3,550,000 |
$32,000 | $740,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $2,216,000 |
$738,000 | $984,000 |
$29,000 | $87,000 |
| Not applicable |
110 | $198,028,000 |
$1,800,000 | $20,000,000 |
$0 | $0 |
| Not Provided |
6 | $2,642,000 |
$440,000 | $1,750,000 |
$242,000 | $632,000 |
| White |
114 | $104,929,000 |
$920,000 | $7,576,000 |
$66,000 | $723,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
664 | $565,568,000 |
$851,000 | $20,000,000 |
$75,000 | $1,563,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $10,810,000 |
$831,000 | $2,730,000 |
$59,000 | $324,000 |
| Application Denied By Financial Institution |
48 | $43,768,000 |
$911,000 | $6,000,000 |
$71,000 | $690,000 |
| Application Withdrawn By Applicant |
56 | $70,869,000 |
$1,265,000 | $20,000,000 |
$59,000 | $840,000 |
| File Closed For Incompleteness |
18 | $18,367,000 |
$1,020,000 | $6,000,000 |
$177,000 | $1,563,000 |
| Loan Originated |
525 | $420,198,000 |
$800,000 | $13,313,000 |
$74,000 | $740,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
4 | $1,556,000 |
$389,000 | $800,000 |
$158,000 | $383,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED COMMERCIAL BANK by:
Metropolitan Area And
County
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