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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITED COMMUNITY BANK - GA
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITED COMMUNITY BANK - GA |
| Address | PO BOX 398
BLAIRSVILLE, GA 30514 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,302 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $885,753,000 |
| Average Mortgage Loan Amount Applied For | $156,886 |
| Highest Mortgage Loan Amount Applied For | $12,500,000 |
| Average Applicant Income | $91,676 |
| Highest Applicant Income | $6,000,000 |
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| Home Improvement |
518 | $26,353,000 |
$50,000 | $1,484,000 |
$51,000 | $1,117,000 |
| Home Purchase |
2,472 | $412,593,000 |
$166,000 | $12,500,000 |
$89,000 | $6,000,000 |
| Refinancing |
3,312 | $446,807,000 |
$134,000 | $4,531,000 |
$77,000 | $3,400,000 |
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| American Indian or Alaskan Native |
8 | $1,289,000 |
$161,000 | $416,000 |
$76,000 | $266,000 |
| Asian |
35 | $5,760,000 |
$164,000 | $725,000 |
$123,000 | $1,102,000 |
| Black or African American |
137 | $14,009,000 |
$102,000 | $645,000 |
$79,000 | $315,000 |
| Hispanic |
105 | $10,397,000 |
$99,000 | $342,000 |
$64,000 | $336,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $296,000 |
$98,000 | $200,000 |
$199,000 | $478,000 |
| Not applicable |
372 | $90,234,000 |
$242,000 | $12,500,000 |
$0 | $79,000 |
| Not Provided |
106 | $17,016,000 |
$160,000 | $700,000 |
$100,000 | $461,000 |
| White |
5,536 | $746,752,000 |
$134,000 | $4,531,000 |
$84,000 | $6,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
6,245 | $878,118,000 |
$140,000 | $12,500,000 |
$80,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) |
10 | $1,400,000 |
$140,000 | $214,000 |
$61,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
36 | $4,387,000 |
$121,000 | $210,000 |
$38,000 | $66,000 |
| VA-guaranteed (Veterans Administration) |
11 | $1,848,000 |
$168,000 | $417,000 |
$65,000 | $142,000 |
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| Application Approved But Not Accepted |
28 | $4,239,000 |
$151,000 | $309,000 |
$75,000 | $276,000 |
| Application Denied By Financial Institution |
462 | $64,504,000 |
$139,000 | $880,000 |
$55,000 | $578,000 |
| Application Withdrawn By Applicant |
518 | $85,210,000 |
$164,000 | $650,000 |
$83,000 | $1,303,000 |
| File Closed For Incompleteness |
2 | $120,000 |
$60,000 | $60,000 |
$183,000 | $183,000 |
| Loan Originated |
5,292 | $731,680,000 |
$138,000 | $12,500,000 |
$81,000 | $6,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITED COMMUNITY BANK - GA by:
Metropolitan Area And
County
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