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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNITI CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITI CREDIT UNION |
| Address | P.O. BOX 1664
BROCKTON, MA 02302 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 9 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,132,000 |
| Average Mortgage Loan Amount Applied For | $183,500 |
| Highest Mortgage Loan Amount Applied For | $460,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $163,000 |
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| Home Improvement |
1 | $275,000 |
$275,000 | $275,000 |
$29,000 | $29,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
8 | $1,857,000 |
$232,000 | $460,000 |
$87,000 | $163,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $649,000 |
$216,000 | $275,000 |
$56,000 | $72,000 |
| Hispanic |
1 | $282,000 |
$282,000 | $282,000 |
$41,000 | $41,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
5 | $1,201,000 |
$240,000 | $460,000 |
$103,000 | $163,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
9 | $2,132,000 |
$236,000 | $460,000 |
$80,000 | $163,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $1,017,000 |
$339,000 | $460,000 |
$77,000 | $163,000 |
| Application Withdrawn By Applicant |
1 | $210,000 |
$210,000 | $210,000 |
$69,000 | $69,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
5 | $905,000 |
$181,000 | $444,000 |
$84,000 | $156,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $460,000 |
$460,000 | $460,000 |
$163,000 | $163,000 |
| Debt-To-Income Ratio |
2 | $557,000 |
$278,000 | $282,000 |
$35,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITI CREDIT UNION by:
Metropolitan Area And
County
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