|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
UNITRUST MORTGAGE, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNITRUST MORTGAGE, INC. |
| Address | 11230 SORRENTO VALLEY ROAD SUITE 215
SAN DIEGO, CA 92121 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2007 |
| Data Years (click a year for detail) | 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 209 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $69,727,000 |
| Average Mortgage Loan Amount Applied For | $319,954 |
| Highest Mortgage Loan Amount Applied For | $1,820,000 |
| Average Applicant Income | $102,909 |
| Highest Applicant Income | $640,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
89 | $29,587,000 |
$332,000 | $1,275,000 |
$142,000 | $640,000 |
| Refinancing |
120 | $40,140,000 |
$334,000 | $1,820,000 |
$123,000 | $600,000 |
|
|
| American Indian or Alaskan Native |
1 | $330,000 |
$330,000 | $330,000 |
$138,000 | $138,000 |
| Asian |
16 | $6,084,000 |
$380,000 | $825,000 |
$109,000 | $300,000 |
| Black or African American |
12 | $4,147,000 |
$345,000 | $438,000 |
$86,000 | $185,000 |
| Hispanic |
55 | $15,992,000 |
$290,000 | $1,275,000 |
$110,000 | $420,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $346,000 |
$346,000 | $346,000 |
$108,000 | $108,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
13 | $5,335,000 |
$410,000 | $960,000 |
$185,000 | $384,000 |
| White |
111 | $37,493,000 |
$337,000 | $1,820,000 |
$143,000 | $640,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
209 | $69,727,000 |
$333,000 | $1,820,000 |
$131,000 | $640,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
64 | $22,312,000 |
$348,000 | $1,235,000 |
$104,000 | $312,000 |
| Application Withdrawn By Applicant |
44 | $14,576,000 |
$331,000 | $1,000,000 |
$112,000 | $348,000 |
| File Closed For Incompleteness |
2 | $798,000 |
$399,000 | $555,000 |
$102,000 | $122,000 |
| Loan Originated |
99 | $32,041,000 |
$323,000 | $1,820,000 |
$158,000 | $640,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
7 | $2,295,000 |
$327,000 | $630,000 |
$170,000 | $275,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $1,685,000 |
$240,000 | $412,000 |
$72,000 | $127,000 |
| Debt-To-Income Ratio |
18 | $5,661,000 |
$314,000 | $840,000 |
$99,000 | $312,000 |
| Employment History |
1 | $170,000 |
$170,000 | $170,000 |
$48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $342,000 |
$342,000 | $342,000 |
$194,000 | $194,000 |
| Unverifiable Information |
1 | $1,235,000 |
$1,235,000 | $1,235,000 |
$0 | $0 |
|
Mortgage Loan App Totals for UNITRUST MORTGAGE, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
