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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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UNITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNITY NATIONAL BANK |
| Address | PO BOX 200308
CARTERSVILLE, GA 30120 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 123 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,317,000 |
| Average Mortgage Loan Amount Applied For | $129,066 |
| Highest Mortgage Loan Amount Applied For | $597,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $685,000 |
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| Home Improvement |
20 | $960,000 |
$48,000 | $380,000 |
$78,000 | $463,000 |
| Home Purchase |
45 | $5,057,000 |
$112,000 | $544,000 |
$45,000 | $218,000 |
| Refinancing |
58 | $5,300,000 |
$91,000 | $597,000 |
$78,000 | $685,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $171,000 |
$171,000 | $171,000 |
$60,000 | $60,000 |
| Black or African American |
4 | $194,000 |
$48,000 | $80,000 |
$50,000 | $51,000 |
| Hispanic |
3 | $127,000 |
$42,000 | $61,000 |
$50,000 | $69,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
30 | $3,913,000 |
$130,000 | $544,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
85 | $6,912,000 |
$81,000 | $597,000 |
$91,000 | $685,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
123 | $11,317,000 |
$92,000 | $597,000 |
$66,000 | $685,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $28,000 |
$14,000 | $25,000 |
$23,000 | $24,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
121 | $11,289,000 |
$93,000 | $597,000 |
$67,000 | $685,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $28,000 |
$14,000 | $25,000 |
$23,000 | $24,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNITY NATIONAL BANK by:
Metropolitan Area And
County
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