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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNIVERSITY OF IOWA COMM CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNIVERSITY OF IOWA COMM CU |
| Address | PO BOX 2240
IOWA CITY, IA 52244 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,031,000 |
| Average Mortgage Loan Amount Applied For | $23,250 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $57,500 |
| Highest Applicant Income | $377,000 |
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| Home Improvement |
83 | $2,904,000 |
$34,000 | $300,000 |
$82,000 | $377,000 |
| Home Purchase |
39 | $1,127,000 |
$28,000 | $224,000 |
$70,000 | $224,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $108,000 |
$27,000 | $56,000 |
$54,000 | $70,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
39 | $1,503,000 |
$38,000 | $300,000 |
$79,000 | $377,000 |
| White |
79 | $2,420,000 |
$30,000 | $224,000 |
$79,000 | $224,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
122 | $4,031,000 |
$33,000 | $300,000 |
$78,000 | $377,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $430,000 |
$107,000 | $300,000 |
$148,000 | $377,000 |
| Application Denied By Financial Institution |
1 | $35,000 |
$35,000 | $35,000 |
$45,000 | $45,000 |
| Application Withdrawn By Applicant |
3 | $157,000 |
$52,000 | $106,000 |
$64,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
114 | $3,409,000 |
$29,000 | $224,000 |
$77,000 | $224,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for UNIVERSITY OF IOWA COMM CU by:
Metropolitan Area And
County
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