|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
UNIVEST NATIONAL BANK & TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UNIVEST NATIONAL BANK & TRUST |
| Address | 10 W. BROAD ST, PO BOX 64197
SOUDERTON, PA 18964 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 630 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,018,000 |
| Average Mortgage Loan Amount Applied For | $175,062 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $324,000 |
| Highest Applicant Income | $3,200,000 |
|
|
|
| Home Improvement |
419 | $17,876,000 |
$42,000 | $504,000 |
$80,000 | $720,000 |
| Home Purchase |
64 | $11,767,000 |
$183,000 | $650,000 |
$161,000 | $3,200,000 |
| Refinancing |
147 | $20,375,000 |
$138,000 | $650,000 |
$88,000 | $628,000 |
|
|
| American Indian or Alaskan Native |
1 | $21,000 |
$21,000 | $21,000 |
$95,000 | $95,000 |
| Asian |
13 | $1,250,000 |
$96,000 | $238,000 |
$54,000 | $103,000 |
| Black or African American |
6 | $727,000 |
$121,000 | $504,000 |
$59,000 | $110,000 |
| Hispanic |
5 | $196,000 |
$39,000 | $125,000 |
$79,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $233,000 |
$116,000 | $150,000 |
$0 | $0 |
| Not Provided |
1 | $225,000 |
$225,000 | $225,000 |
$121,000 | $121,000 |
| White |
602 | $47,366,000 |
$78,000 | $650,000 |
$91,000 | $3,200,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
630 | $50,018,000 |
$79,000 | $650,000 |
$90,000 | $3,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
8 | $623,000 |
$77,000 | $176,000 |
$122,000 | $559,000 |
| Application Denied By Financial Institution |
79 | $5,994,000 |
$75,000 | $500,000 |
$70,000 | $347,000 |
| Application Withdrawn By Applicant |
26 | $3,801,000 |
$146,000 | $600,000 |
$84,000 | $296,000 |
| File Closed For Incompleteness |
10 | $643,000 |
$64,000 | $124,000 |
$120,000 | $720,000 |
| Loan Originated |
507 | $38,957,000 |
$76,000 | $650,000 |
$92,000 | $3,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
16 | $2,043,000 |
$127,000 | $400,000 |
$111,000 | $296,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $831,000 |
$36,000 | $145,000 |
$43,000 | $146,000 |
| Debt-To-Income Ratio |
22 | $2,129,000 |
$96,000 | $500,000 |
$69,000 | $347,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
17 | $982,000 |
$57,000 | $350,000 |
$71,000 | $241,000 |
| Unverifiable Information |
1 | $9,000 |
$9,000 | $9,000 |
$19,000 | $19,000 |
|
Mortgage Loan App Totals for UNIVEST NATIONAL BANK & TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
