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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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UNIWEST MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
UNIWEST MORTGAGE CORPORATION |
| Address | 5252 BALBOA AVE, SUITE 500
SAN DIEGO, CA 92117 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,772 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $524,272,000 |
| Average Mortgage Loan Amount Applied For | $308,195 |
| Highest Mortgage Loan Amount Applied For | $1,989,000 |
| Average Applicant Income | $116,707 |
| Highest Applicant Income | $3,000,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
740 | $207,982,000 |
$281,000 | $1,989,000 |
$132,000 | $3,000,000 |
| Refinancing |
1,062 | $324,191,000 |
$305,000 | $1,970,000 |
$124,000 | $1,731,000 |
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| American Indian or Alaskan Native |
3 | $903,000 |
$301,000 | $488,000 |
$111,000 | $149,000 |
| Asian |
78 | $22,286,000 |
$285,000 | $668,000 |
$109,000 | $420,000 |
| Black or African American |
79 | $19,677,000 |
$249,000 | $661,000 |
$110,000 | $358,000 |
| Hispanic |
601 | $157,269,000 |
$261,000 | $1,989,000 |
$95,000 | $783,000 |
| Native Hawaiin or Other Pacific Islander |
27 | $8,797,000 |
$325,000 | $920,000 |
$162,000 | $456,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
166 | $53,009,000 |
$319,000 | $1,450,000 |
$136,000 | $500,000 |
| White |
848 | $270,232,000 |
$318,000 | $1,970,000 |
$151,000 | $3,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,802 | $532,173,000 |
$295,000 | $1,989,000 |
$128,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
339 | $112,198,000 |
$330,000 | $1,185,000 |
$138,000 | $3,000,000 |
| Application Denied By Financial Institution |
94 | $25,697,000 |
$273,000 | $1,450,000 |
$121,000 | $551,000 |
| Application Withdrawn By Applicant |
316 | $88,206,000 |
$279,000 | $1,435,000 |
$130,000 | $1,200,000 |
| File Closed For Incompleteness |
7 | $2,502,000 |
$357,000 | $650,000 |
$121,000 | $274,000 |
| Loan Originated |
1,046 | $303,570,000 |
$290,000 | $1,989,000 |
$124,000 | $1,731,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
10 | $3,198,000 |
$319,000 | $795,000 |
$136,000 | $241,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
42 | $12,254,000 |
$291,000 | $865,000 |
$117,000 | $420,000 |
| Debt-To-Income Ratio |
8 | $1,935,000 |
$241,000 | $442,000 |
$124,000 | $359,000 |
| Employment History |
3 | $1,037,000 |
$345,000 | $407,000 |
$153,000 | $304,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $843,000 |
$210,000 | $420,000 |
$250,000 | $551,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $1,225,000 |
$204,000 | $420,000 |
$71,000 | $109,000 |
| Unverifiable Information |
15 | $2,925,000 |
$195,000 | $480,000 |
$102,000 | $300,000 |
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Mortgage Loan App Totals for UNIWEST MORTGAGE CORPORATION by:
Metropolitan Area And
County
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